Category: Credit
The average credit card APR these days is ~17.69% (with many north of 20%). Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So …
One of the most common financial topics brought up at the work lunch-room table (or really anywhere, now that I think about it) centers around the old save for …
I haven’t plugged a new credit card offering in over a year, as few (if any), have stood out from a pile of mediocrity. But here’s one worth plugging, …
A week after my ‘Gen X and Gen Y state of retirement‘ post, one of the major credit bureaus (Experian) launched an infographic on the ‘state of credit‘ of …
Nothing good can come from a payday loan. According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only …
I’ve had a number of years of using the Blue Cash Preferred® Card from American Express as my primary card of choice for groceries (by far, the biggest expense …
As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another. …
I’m not a big fan of debt. But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For …
