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Articles in Credit Cards

How to Use a Secured Credit Card to Build Credit
Thu, 10/14/10 | 12 Comments
How to Use a Secured Credit Card to Build Credit

With tighter lending restrictions these days, a lot of younger people in college and new graduates are having a hard time getting approved for credit cards or loans of any type. And because they aren’t …

Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
Tue, 10/5/10 | 3 Comments
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

American Express Purchase Protection Plan Details
Sun, 06/20/10 | 20 Comments
American Express Purchase Protection Plan Details

I have a number of American Express credit cards and perhaps one of the biggest perks they bring is something that I just recently discovered: the American Express Purchase Protection plan. The plan, (rather unbelievably) …

Using 0% APR Balance Transfer Credit Cards to Pay off Debt
Sun, 06/13/10 | 13 Comments
Using 0% APR Balance Transfer Credit Cards to Pay off Debt

0% Balance Transfer Credit Card Strategy
In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off credit card debt (the second highest selection …

TrueEarnings® Card from Costco & American Express Review
Sun, 03/14/10 | 21 Comments
TrueEarnings® Card from Costco & American Express Review

Update: In early 2016, Costco will be switching from this card to the Costco Anywhere Visa Card.
I’ve been a Costco member for 5 years and right around the time that my wife and I started …

How to Wipe Out Credit Card Late Fees & Bank Overdrafts
Thu, 09/11/08 | 36 Comments
How to Wipe Out Credit Card Late Fees & Bank Overdrafts

How to Fight Late Fees & Overdrafts
Credit card late fees and bank overdrafts suck. I have 4 checking accounts and three credit cards. Before I get ripped for admitting that as the author of a …


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