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Articles in Banks

A Guide to the New Bank Overdraft Protection Fees Rules
Monday, 5 Jul, 2010 – 19:12 | 10 Comments
A Guide to the New Bank Overdraft Protection Fees Rules

If you’ve visited a brick and mortar local bank or credit union branch in the past few months, you’ve probably been asked the question, “would you like to opt in to overdraft protection service?”. On …

PerkStreet Financial Doubles their Debit Card Rewards to 2%
Sunday, 27 Jun, 2010 – 11:05 | No Comment
PerkStreet Financial Doubles their Debit Card Rewards to 2%

PerkStreet Doubles their Debit Card Rewards Program
As of this week, PerkStreet Financial (SM) is now doubling the base rewards for non-PIN based transactions to 2% (from 1% previously). You will get 2% cash …

WTDirect High Yield Savings Account: $500 Cash Bonus!
Thursday, 20 May, 2010 – 16:58 | 4 Comments
WTDirect High Yield Savings Account: $500 Cash Bonus!

I just got the news of a pretty amazing offer for opening a new high yield savings account with WTDirect (they claim it’s their biggest offer ever). Starting now through June 15, if you sign …

Ally Bank Raise Your Rate CD: Insurance Against Rising Interest Rates
Sunday, 9 May, 2010 – 8:41 | 5 Comments
Ally Bank Raise Your Rate CD: Insurance Against Rising Interest Rates

The likelihood of interest rates for bank deposits increasing from the historical lows that they are at now is pretty high. I personally have been sitting on the sideline with cash, or investing in lower …

EverBank MarketSafe Diversified Metals CD – 50% Upside, Zero Downside
Thursday, 22 Apr, 2010 – 22:16 | 12 Comments
EverBank MarketSafe Diversified Metals CD – 50% Upside, Zero Downside

I just discovered the EverBank MarketSafe Diversified Metals Certificate of Deposit (CD), and thought it was a unique enough offering to give it a highlight here (I’m strongly considering it myself). For the risk averse …

8 Personal Finance Spring Cleaning Ninja Moves
Monday, 12 Apr, 2010 – 8:09 | 9 Comments
8 Personal Finance Spring Cleaning Ninja Moves

Ahh…. Spring is in the air. Birds chirping, children frollicking in the park, opening day baseball, tax returns, my dog shedding clumps of hair, non-stop rain, sinus allergies…..focus, G.E., back to the positives…. flowers, ice …

PerkStreet Financial Review: A Free Debit Card with Rewards
Wednesday, 17 Feb, 2010 – 21:28 | 19 Comments
PerkStreet Financial Review: A Free Debit Card with Rewards

PerkStreetSM Financial Review – A Free Checking Account with a Visa® Debit Card
With the impending Credit Card Act looming, a large number of credit card providers are starting to charge annual fees for the use …

My Battle with ETrade Over a $25 Fee on a No-Fee IRA
Sunday, 29 Mar, 2009 – 11:43 | 11 Comments
My Battle with ETrade Over a $25 Fee on a No-Fee IRA

ETrade Paper Statement Fee Strikes!
Back in 2005, I started a Roth IRA with ETrade because they offered a ‘no-fee IRA’ and they had a reputable name. All stock market losses aside, everything had been running …

The Why and How of Setting up an Automatic Savings Plan
Tuesday, 24 Feb, 2009 – 22:13 | 12 Comments
The Why and How of Setting up an Automatic Savings Plan

We all know we should save money. We really do. But let’s be honest: spending feels so much better than saving. You could be wearing, driving, or living in your hard-earned money instead of letting …

Survival Economics: Should your Financial Future be in a Hole in the Ground?
Friday, 5 Dec, 2008 – 9:29 | 5 Comments
Survival Economics: Should your Financial Future be in a Hole in the Ground?

The Hole Diggers
Smart Money recently ran an article that detailed how many people are starting to bury their cash in their back yards. Their thought is that the entire banking system is going to collapse …