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Articles in Banks

FDIC Insurance: The Interesting History Behind it, Coverage Amounts, & How to Protect your Bank Assets
Wed, 05/22/13 | 5 Comments
FDIC Insurance: The Interesting History Behind it, Coverage Amounts, & How to Protect your Bank Assets

When you walk in to virtually any bank these days, you should be able to find a sticker or sign that says, “FDIC“, along with the statement “Deposits are backed by the full faith and …

Interest Rates: APR vs. APY (and why it Matters)
Wed, 10/10/12 | 6 Comments
Interest Rates: APR vs. APY (and why it Matters)

When comparing interest rates that a bank offers on a mortgage, home equity line of credit, car loan, credit card, certificate of deposit, or savings account, it’s important to know exactly what rate you are …

Big Banks Abandon Debit Card Fees: Score Another Win for Consumers!
Thu, 11/3/11 | 9 Comments
Big Banks Abandon Debit Card Fees: Score Another Win for Consumers!

In response to heavy consumer and media backlash, the big banks have retreated on their plans to add debit card fees. Win!
Bank of America, the second largest bank in the U.S., was the final to …

4 Banks where Checking Accounts & Debit Cards are Still Free
Mon, 10/17/11 | 18 Comments
4 Banks where Checking Accounts & Debit Cards are Still Free

The large banks have started charging (or have increased) monthly fees for checking accounts and debit cards. They are begging to lose your business. I’ll highlight some banks and other alternatives that you can switch …

Does Closing a Savings or Checking Account Hurt your Credit Score?
Wed, 06/15/11 | 7 Comments
Does Closing a Savings or Checking Account Hurt your Credit Score?

Ever wonder what type of accounts do and do not impact your credit score and history?
A reader writes in with a good question on closing a checking account and I thought I’d share the answer, …

A Guide to the New Bank Overdraft Protection Fees Rules
Mon, 07/5/10 | 17 Comments
A Guide to the New Bank Overdraft Protection Fees Rules

If you’ve visited a brick and mortar local bank or credit union branch in the past few months, you’ve probably been asked the question, “would you like to opt in to overdraft protection service?”. On …


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