Category: IRAs

It may seem like common knowledge to some, but the question on whether one should invest in a Roth IRA or a 401K is by far the most common …

One of the biggest barriers to investing outside of your 401K, or other employer-sponsored retirement plan, is having the basic knowledge around how to start up another account. IRAs …

This adjusted gross income (AGI) vs. modified adjusted gross income (MAGI) article has been updated for the 2022 and 2023 tax years. Once a year, when tax time comes …

Roth 401Ks are becoming increasingly popular in the American workplace. My present employer offers the Roth 401K, and before signing up for one, I had a lot of questions …

Ahh…. Spring is in the air. Birds chirping, children frollicking in the park, opening day baseball, tax returns, my dog shedding clumps of hair, non-stop rain, sinus allergies…..focus, G.E., …

I’ve covered personal finance goals for your twenties over and over (like a broken record). Despite the name of this site, I’ve discovered that there is a contingency of …

Update: this article has been updated for the 2022 and 2023 tax years. Also, check out my Saver’s Credit overview for more details on the Retirement Savings Contribution Credit. …

Traditional IRAs are one of my favorite investment vehicles. Why? They are highly flexible. If you don’t have one, you should. They are easy to set up and depending …