Category: Frugality

Everyone wants to know the secret to building wealth. To get to that secret, lets first start off with some basic math. There are just two variables in the …

My recent post on the poor financial outlook for millennials reprised my occasional role as Debbie Downer (is there a male version of that name?), but I like to …

Let’s talk about personal finance time investment. One of the great profound mysteries that I have been completely unable to understand or solve in my 7+ years of personal …

At the simplest level, when you break down everything you buy, or consume, it can all really be distilled in to 3 categories: 1. The stuff you actually need. …

The one expense category where my wife and I have not cut back on is food. The average cost for food, per household, was $7,023 in the last full …

My wife and I have a patio swing that was gifted to us about 7 years ago, when we moved in to our current home.It sits right outside of …

Here’s a fun little idea that can lead to you reducing your impact while saving money, simultaneously. Instead of using a monster-sized towel to dry yourself off when exiting …

A penny saved is not only a penny earned. In monetary terms, it’s actually about 1.33 pennies earned (if you are in the 25% federal tax bracket). That alone …