Category: Mortgages

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year …

I’m not a big fan of debt. But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For …

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”. If you …

This article has been updated for the 2022 and 2023 tax years. A down payment on a home mortgage is serious business. The term “mortgage” originated in France with …

What is a Credit Inquiry or a Credit Pull? A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit …

Tiny Home Movement is Growing Rapidly Admittedly, I haven’t made the leap from a regular-sized home to a tiny home just yet. But that hasn’t stopped me from strongly …

The Tiny Home Movement ‘Home Downsizing’ has started to catch on like wildfire, particularly in the last year. Many people are simply no longer able to pay their mortgages …

Subletting & Housing on Craigslist In a follow-up to yesterday’s 5 Ways to Use Craigslist to Save and Make Big Money post, there is one Craigslist use that I …