When to Refinance a Mortgage
Last updated: March 15, 2017
11 Comments
Refinancing a mortgage can be a huge cost saver for homeowners. And right now could still be a great time to refinance. For a little history, prior to the …
Category: Mortgages
15 vs. 30 Year Mortgage: In an Infographic
Last updated: June 29, 2017
18 Comments
If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year …
Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?
Last updated: April 1, 2018
4 Comments
I’m not a big fan of debt. But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For …
What is Prime Rate? & How Does it Impact me?
Last updated: March 21, 2016
3 Comments
If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”. If you …
Down Payments: How Much Should you Put Towards them?
Last updated: September 2, 2018
59 Comments
A down payment on a home mortgage is serious business. The term “mortgage” originated in France with the meaning of “death pledge”, after all. Quite literally, for many people, …
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
Last updated: May 7, 2018
3 Comments
What is a Credit Inquiry or a Credit Pull? A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit …
7 Huge Benefits to Downsizing into a Tiny Home
Last updated: February 4, 2017
28 Comments
Tiny Home Movement is Growing Rapidly Admittedly, I haven’t made the leap from a regular-sized home to a tiny home just yet. But that hasn’t stopped me from strongly …