The Best Free Android & iPhone Personal Finance Apps

If you’re going to shell out the cash for a smart phone and data plan, you might as well harness some helpful personal finance applications to recoup some of that money! This article will look at the best free Android and iPhone personal finance apps. And while you’re at it, my tips on how to cut data use on iPhone & Android, while using these and other apps, can allow you to make the shift from expensive “unlimited” plans to the cheapest data plans.or the cheapest Wi-Fi hotspot plans. Budgeting App

By far the most heavily used personal finance smartphone app is the mobile app. Also available for iPhone, this free-to-use application syncs with your account. With real time access to all of your financial account information in one place, it can prove very useful for on-the-spot budgeting decision making, date of purchase lookup, and alerts to pay your bills on time.


Gas Buddy: Gas Price Finder App

Simply start Gas Buddy, and the app will geo-locate you and sync up with a database that will spit out the gas prices of local gas stations. Select the one you like and use your phone as a GPS navigation to be directed to the station. This app, now also available for iPhone is especially handy when you don’t know where the next gas station is when traveling and trying to decide whether you should get off on this exit, or wait for the next.


Credit Karma: Credit Scores, Reports, & More

Credit Karma (Android and iPhone) is my go-to app for anything credit score or credit report related. You can check out my Credit Karma user review for more info. on the full suite of product offerings from Credit Karma, but it includes:

  • free credit reports
  • free credit scores
  • free credit monitoring
  • free high-yield savings account (optional)
  • a number of other useful free credit and financial tools

Credit Karma personal finance app

The best part: it’s all free. Credit Karma is now owned by Intuit (of Mint and TurboTax fame).

ShopSavvy: Barcode Scanner

ShopSavvy was the first bar code scanning price comparison app for the Android, and remains one of the most popular such apps to this day. You basically hold up a bar code, scan it, and then a list of local and online prices are used for comparison to find out whether or not you are getting a good deal.

ShopSavvy also lets you set price alerts on items you want to follow. It’s also available for iPhone.


OurGroceries: Smart Grocery List

OurGroceries (Android) and iPhone) is no ordinary grocery list. You can sync lists with other users so that if, lets say, your husband or wife remembers while at work that you are out of Bell’s Oberon beer, they can add it to the list and it will auto-sync with your shared list (thus avoiding multiple trips to the store).

But one of the best money-saving features is that you can save your list for different stores. I highlighted making unique lists for each store you visit as one of the 4 keys to saving money on food and groceries without sacrifice. This app can help you do just that.


Smart Receipts

The Smart Receipts Android app (iPhone here) allows you to take photos, create .pdf’s and monthly expense reports. Valuable for anyone who travels significantly for work, self-employment, or charitable purposes.

smart receipts android app

Honorable Mention:

FuelLog App:

The FuelLog Android app almost made my top 5. It allows you to track what you pay for gas, what kind of mileage you are getting. It’s an app that can serve as a real eye opener that you need to cut down on your commuting expenses (or improve your fuel efficiency).

TipCalculator App:

Have trouble calculating those pesky tips? TipCalculator takes some of the stress off.

Android Personal Finance App Discussion:

  • Which of these apps are you using for your Android, iPhone, or Blackberry?
  • What are your favorite personal finance apps?
  • What other apps would you add to this list?

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