Can You Shop at Costco without a Membership? Yes! Here are 5 Ways
If you are not one to compromise food quality (like me), but still seek out a good deal – the odds are strong that you have a Costco membership.
And if you don’t, you should seriously consider it.
Just check out some of the Costco prices that I highlighted in my best warehouse deals post in comparison to the reputably inexpensive Trader Joe’s:
- C&F organic quinoa: 4 lbs, $8.79, $2.19/lb. (compared to $3.99/lb. at Trader Joe’s)
- organic frozen broccoli: 4lb. bag, $5.99, $1.49/lb. (compared to $2.49/lb. at Trader Joe’s)
- Bybee organic frozen green beans: 5 lb. bag, $6.49, $1.29/lb. (compared to $1.99/lb. at Trader Joe’s)
- Kirkland walnuts: 3 lb. bag, $12.89, $4.29/lb. (compared to $7.49/lb. at Trader Joe’s)
- Maranatha almond butter: 26 oz., $6.89, $0.26/oz. (compared to $0.31/oz. at Trader Joe’s)
- Chicken of the Sea canned tuna: 12 – 7 oz. cans, $15.96, $0.19/oz (compared to $0.33/oz at Trader Joe’s)
Costco prices can commonly be anywhere from 15-50% of the prices found at Trader Joe’s – and even more when compared to other grocery stores. It’s not an apples to apples comparison – Costco does have limited SKU’s and the items you purchase are often in bulk volume.
Nevertheless, there are some great deals to be had and once you’ve optimized your Costco routine, it can be frugal heaven.
To get access to that kind of pricing – there’s a cost to just get in the door. Costco memberships range from $55 (per household) to $110 (for the executive plan, which has a 2% kickback). Those fees are not insignificant. And they just so happen to be how Costco makes a good share of its profits. In fact, 70% of Costco’s profit comes from its membership fees – Costco’s markups on food pricing are razor thin, which benefits its members. The more food essentials you buy and eat from there, the more you benefit (just stay away from the other stuff).
What if you don’t want to commit to a $55 membership and just want to see if a membership will be worth your while? It turns out there are a few under-the-radar ways to shop and buy from Costco, without a membership.
Is there a Free Costco Membership?
Unfortunately, there is no free Costco membership or trial period where you can walk up to the door and get some kind of magic wristband for a day, or something.
If you’d simply like to see what the store has to offer, you are welcome to enter and walk around as a guest of a member. To buy goods, however, you must be a member or have a member make the purchase (with a few big exceptions, which I’ll get in to).
Of course, you might not be comfortable doing that and it could get old pretty quick for the member. There is another way…
The Costco membership refund policy states:
“We will refund your membership fee in full at any time if you are dissatisfied.”
So, you could pay your membership fee, give it a trial run, and if you feel you are not getting the value from it that you’d like – ask for a refund. You can do so at any time.
But what if you just want to get in the door and walk around to see what Costco has to offer, pricing, and all that good stuff – but you don’t know a member you are comfortable tagging along with?
Buying Alcohol at Costco without Membership
I was not able to find any official Costco messaging on this, but it appears from my research that Costco allows alcohol sales to non-members (of legal drinking age, of course). In fact, the idea for this post was spurred by a conversation from someone who had done just that and told me about the exception, much to my surprise.
This may vary by state, but as far as I can tell, it is a national policy. Are their alcohol regulations around the policy? I’m not quite sure.
Having bought alcohol at Costco – I can vouch for the deals to be had. A case of pint-size Guinness cans for $23.99? You bet.
Letting the door attendant know that you are there to buy alcohol, they should let you in the door. And once you’re in, you can walk around and check everything out.
Buying Prescriptions at Costco without Membership
Prescription drug sales, like alcohol, are highly regulated. And Costco and other membership stores must offer equal access and pricing for prescriptions to all consumers, regardless of membership status.
So, you could let the door attendant know that you are a non-member who is picking up a prescription. That should get you in the door.
And by the way, prescriptions at the Costco pharmacy are very inexpensive. Costco even has the cheapest flu shots for those without insurance (all insurance plans must now cover flu shots).
Alcohol and drugs? What could go wrong.
Non-Members Can Purchase from Costco.com
Non-members can purchase from Costco’s website, Costco.com, at any time. There is a downside, however:
“Non-members will be charged a 5% surcharge over the member’s posted product prices (except for prescription drugs).”
The food offering on Costco.com is extremely limited as well.
The Costco Cash Card Can be Used by Non-Members:
Costco also has a cash card (fancy name for a gift card). With a Costco cash card, any non-member can show the card to get in the door and use it to make a purchase.
The trick with the Costco cash card is that it can be purchased by a member only. Again, you’ll have to rely on a member, which makes you a bit of a moocher, and raises costs for every membership-buying member. And once the card is depleted, you’ll have to get another fresh one from a member.
If you know someone who is game, one or two cards wouldn’t hurt. I have heard (not tested), that the entire purchase does not have to be made with the card. In other words, if you only had $10 left on a card and had $150 worth of purchases, you could use the card for $10 and then use another form of payment for the remainder. Which is a great segue…
Costco Forms of Payment:
While you may get in the door and even be able to purchase items, note that Costco stores do not accept Discover, Visa, or Mastercard credit cards as payment. Accepted forms of payment include: cash, check, debit cards, the previously mentioned Costco cash cards, and American Express credit cards (including the Costco branded TrueEarnings card).
Unfortunately, the TrueEarnings card and American Express Blue Cash Preferred and Everyday cards all ring up as warehouse stores and are not eligible for the 6% or 3% cash back rewards (respectively) for supermarkets.
Shopping at Costco Discussion:
- What are your favorite Costco shopping hacks?
- What are your favorite items at Costco?