Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

Home » Archive by Category

Articles in 401K

Should you Contribute to a 401k or IRA when in Debt? Apply the 5% Cutoff Rule
Thu, 12/26/13 | 10 Comments
Should you Contribute to a 401k or IRA when in Debt? Apply the 5% Cutoff Rule

One of the most common financial topics brought up at the work lunch-room table (or really anywhere, now that I think about it) centers around the old save for retirement vs. pay off debt debate.
The …

2014 Maximum 401K Contribution Limit Announced
Thu, 10/31/13 | 9 Comments
2014 Maximum 401K Contribution Limit Announced

Update: the 2015 maximum 401K contribution and 2016 401K maximum contribution amounts have now been released since this post was written. What follows is for 2014.
The Maximum 401K Contribution in 2014
The IRS 401K maximum contribution has …

Defined Benefit Vs. Defined Contribution Retirement Plans
Tue, 09/17/13 | 6 Comments
Defined Benefit Vs. Defined Contribution Retirement Plans

I haven’t done a 101 article or a retirement article in quite a while – so lets kill two birds with one stone.
Most of us have seen the phrases “defined contribution plan” or “defined benefit …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 7 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner
Wed, 05/29/13 | 53 Comments
Roth vs. Traditional Retirement Accounts: Why Roths are Not Always the Clear Winner

Amongst Gen X and Gen Y, there now seems to be an overwhelming belief that Roths are the better alternative when compared to Traditional retirement accounts.
When I talk to the fine folks I work with …

The Retirement Gamble: Why Low-Cost Indexing Reduces your Risk
Mon, 05/13/13 | 7 Comments
The Retirement Gamble: Why Low-Cost Indexing Reduces your Risk

The wife was working a night shift on Saturday, so I had an opportunity to do what all married personal finance bloggers dream about doing on a Saturday night – watch a PBS documentary on …


Home | Sitemap | Terms | © 20somethingfinance.com