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What is Private Mortgage Insurance (PMI)? And how can you Avoid or Get Rid of it?
Tue, 03/6/12 | 25 Comments
What is Private Mortgage Insurance (PMI)? And how can you Avoid or Get Rid of it?

When you go to buy your first home, the topic of private mortgage insurance (PMI) will assuredly come up.
It’s a dirty little three-letter acronym associated with your pending mortgage that you should know inside out.
Why?
What …

Social Security Payroll Tax Cuts Extended through the Rest of 2012: What will you do with your Extra 2%?
Mon, 02/27/12 | 8 Comments
Social Security Payroll Tax Cuts Extended through the Rest of 2012: What will you do with your Extra 2%?

Under the Middle Class Tax Relief and Job Creation Act of 2012, enacted this past week in a rare bi-partisan support (293 to 132 vote in the house), you will continue to pay 32% less …

5 Stupid Post Grad Financial Mistakes I Made & the Lessons Learned (for you to Avoid)
Thu, 02/23/12 | 15 Comments
5 Stupid Post Grad Financial Mistakes I Made & the Lessons Learned (for you to Avoid)

I’m on decent financial footing at the moment.
And I like to think that my financial decisions these days are based on sound reason.
But it wasn’t always that way.
Like most recent college grads I did some …

Does it Make Sense to File our Taxes Married Filing Separately?
Thu, 02/9/12 | 9 Comments
Does it Make Sense to File our Taxes Married Filing Separately?

This is a guest post by 20SomethingFinance reader Natalie H. Natalie is a tax preparer who loves tax strategy. She has previously posted an overview of 7 IRS audit red flags to watch out for.
Married …

My New Car Negotiation & Trade-In Strategy Enacted
Tue, 02/7/12 | 18 Comments
My New Car Negotiation & Trade-In Strategy Enacted

If you’ve been following along, you know that my dying car, a 2000 Pontiac Grand Am, was on its last legs and I needed to move quick.
At last check, I had decided that my best …

2011 Income Tax Return Guide
Thu, 02/2/12 | 7 Comments
2011 Income Tax Return Guide

It’s February. The W2’s and 1099’s are rolling in. You know what that means. Tax time!
That’s right, it’s time to dig in and start thinking about completing your 2011 income tax return.
To help you get …


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