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The Dark Side of Budgeting
Mon, 05/21/12 | 7 Comments
The Dark Side of Budgeting

A friend approached me the other day with a question,
“Hey, do you use the Mint.com app? I think it would be a great way for me, for example, to take a look at my restaurant …

Is Gen Y Becoming the Frugal Generation?
Mon, 05/14/12 | 13 Comments
Is Gen Y Becoming the Frugal Generation?

Gen Y, aka the “Millennials” (ages 18-34), are proving to be a little more cautious about their spending behaviors than their predecessors, the Gen X’ers and Boomers.
A recent report on Gen Y spending behaviors (meant …

Which is More Fulfilling: Saving Money or Making Money? (reader poll)
Wed, 05/9/12 | 12 Comments
Which is More Fulfilling: Saving Money or Making Money? (reader poll)

“A penny saved is a penny earned” is not my favorite cliche, but it does contain the two fundamental personal finance components within its seven words:
1. saving money
2. making money
At its simplest level, optimizing each …

The Funny thing About Convenience…
Tue, 05/8/12 | 14 Comments
The Funny thing About Convenience…

With almost every single purchase we answer a question (consciously or subliminally):
“What is the most convenient option?”
It has become second nature.
If our purchasing power doesn’t afford us the luxury of modern conveniences, then what good …

Stop Complaining & Start Acting on High Gas Prices
Thu, 04/12/12 | 31 Comments
Stop Complaining & Start Acting on High Gas Prices

$4 per gallon gas is back!
And there’s a certain sentiment of discontent in the air. When verbalized, it often is along these lines:
“I can’t believe I have to f’ing pay $4 per gallon for gas. …

How Much does your Home Insurance Premium Cost? Plus: Tips on how to Lower it
Tue, 04/10/12 | 7 Comments
How Much does your Home Insurance Premium Cost? Plus: Tips on how to Lower it

Recently I laid out a story that hit close to home on why you need home insurance, despite it seeming like a waste due to the limited nature of catastrophic events.
A few readers voluntarily followed …


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