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Your Home is NOT an Investment
Sat, 07/20/13 | 26 Comments
Your Home is NOT an Investment

Lets just come right out with it: Your home is not an investment. In fact, home ownership can be a financial disaster.

Before all of you homeowners call me a jerk, idiot, or unflattering expletives, let …

Calculate the “Total Cost of Homeownership” Before Buying
Fri, 07/19/13 | 6 Comments
Calculate the “Total Cost of Homeownership” Before Buying

When finding a property to rent or buy, I’ve often seen one common trap that many fall in to when considering housing costs: not calculating the total cost to live there on a monthly basis.
When …

Downsizing your Home: The Highest Impact Financial Move you can Make
Wed, 07/17/13 | 10 Comments
Downsizing your Home: The Highest Impact Financial Move you can Make

You’re looking for a new place to live, you’ve gone through your checklist, and even gone so far as to analyze the price to rent ratio in your area.
It’s time to go out and find …

Rent or Buy? Look at the Price to Rent Ratio First
Tue, 07/16/13 | 3 Comments
Rent or Buy? Look at the Price to Rent Ratio First

Determining whether to rent or buy a home, apartment, or other dwelling is often a tough choice to make.
As we discussed, housing costs are huge (between 31-39% of spending, on average). And you want to …

The Cost of Housing & why it Can Make or Break your Finances
Mon, 07/15/13 | 9 Comments
The Cost of Housing & why it Can Make or Break your Finances

Health care is a wrap in the Summer of Saving series, and it’s time to move on to the BIG ONE: housing costs.
Realtors are paid to tell us “It’s a great time to buy a …

Average Tax Refund: How Does This Year Stack Up to the Historical Average?
Thu, 05/23/13 | 13 Comments
Average Tax Refund: How Does This Year Stack Up to the Historical Average?

I just found some data from the IRS on tax refunds, for the previous tax cycle, which I found interesting (and hope you do too).
Let’s look at the numbers.
As of November 20, 2015, 150,497,000 tax …


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