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Articles in Home Buying

Fixed Vs. Adjustable Rate Mortgages (ARM’s): Which is Better?
Mon, 12/9/13 | 9 Comments
Fixed Vs. Adjustable Rate Mortgages (ARM’s): Which is Better?

This post may contain some Mr. Obvious type advice to some – but the fact that certain types of bank products still persist leads me to believe that it won’t be obvious to everyone. And …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 5 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

Save 6% of your Home Price when Selling For Sale by Owner
Tue, 07/30/13 | 16 Comments
Save 6% of your Home Price when Selling For Sale by Owner

Real estate transactions typically involve two agents:
1. the listing agent: represents the seller
2. the buying agent: represents the buyer
These agents provide a service and need to put food on the table, so compensation in the …

7 Reasons to Not Buy a Home
Mon, 07/29/13 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

Buy a House for the Mortgage Tax Deduction? Not so Fast
Thu, 07/25/13 | 8 Comments
Buy a House for the Mortgage Tax Deduction? Not so Fast

At some point every single one of us has heard the advice, “Buy a home, so you can get the tax deduction”. The popularity of this advice ranks right up there with the “Buy a …

15 vs. 30 Year Mortgage: In an Infographic
Mon, 07/22/13 | 15 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …


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