I just found some data from the IRS on tax refunds, which, I found interesting (and hope you do too).
Let’s look at the numbers.
As of May 10, 2013, 134,349,000 tax returns have been submitted. This …

This is a long lost post from the 20somethingfinance archives. I wrote it a few years ago, and for whatever reason, it was lost and never published. The dates are old, but the lesson learned …

There are four common reactions that I get when I preach frugality and the benefits harvested from a frugal lifestyle.
The first is excitement. Those who have been bitten by the frugality bug have an incredible …

As the April 15th tax deadline (today, btw) approached, I picked up on a re-birth of a certain sentiment that goes a little something like this “I can’t wait to get that refund so I …

Nothing good can come from a payday loan.
According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only afford a $50 payment. What comes next? …

One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget.
I say “monthly budget”, but for the purposes of this post, monthly budget is synonymous with …