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How to Avoid Credit Card Late Fees & Interest Charges
Wed, 09/24/14 | 7 Comments
How to Avoid Credit Card Late Fees & Interest Charges

Last week, I made the case for credit cards vs. debit cards.
There is one big caveat, which I gave towards the end of the post:
“You should only apply for and use credit cards if you …

Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 41 Comments
Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
Tue, 09/9/14 | 18 Comments
The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan

The one expense category where my wife and I have not cut back on is food.
The average cost for food, per household, was $6,599 in the last full year of measured data. Despite rarely dining …

A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?
Thu, 08/28/14 | 36 Comments
A New Car with 84 MPG at $6,800? Would you Buy an Elio Motors Car?

I’m a bit of a car geek when it comes to automotive fuel efficiency gains.
But I’ve grown a bit cynical over the years. You see, every now and then a tiny car will come along …

Credit Karma Now Offers Free Credit Report Access!
Mon, 08/18/14 | 4 Comments
Credit Karma Now Offers Free Credit Report Access!

Longtime readers will know that I have been using Credit Karma to monitor my credit score for a while now. The free consumer credit information service (best way I can think of to describe it) built …

DIY Oil Changes: Are the Cost Savings Worth it?
Mon, 08/4/14 | 34 Comments
DIY Oil Changes: Are the Cost Savings Worth it?

My wife and I wrapped up our kitchen renovation project a few months ago, and the only thing we paid someone else to do was to install our countertops (kind of hard to transport (30 …


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