20SomethingFinance started over a holiday break in December of 2007. It’s hard to believe that I’ve been at this for 4 whole years. Don’t worry though,  I published more posts than any other year in …

I have been looking forward to some time off from work to explore some of the things I have been wanting to dedicate time to. Top of my list: Google+.
I created a 20somethingfinance Google+ page, …

This is the second in a series of posts that aim to dispel or reinforce common personal finance cliches. The first looked at the commonly used phrase, “A penny saved is a penny earned.”. Today, …

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV.
That’s right – cable TV is a …

Deciphering what is a want vs. a need is not always the easiest thing to do.
As we previously covered, at their simplest level they can be defined as:
What you need: the basic things that you …

It is human nature to want to simplify topics and concepts that are complex, layered, and sometimes difficult to understand.
It’s a complicated world out there and we are bombarded with information on a daily basis. …