20SomethingFinance just turned three years old and to celebrate, I will continue the annual tradition of highlighting the top posts of the previous year. This is a mix of what I think are the most …

Sometimes the best things in life are really free after all. Well, OK, personal finance services and strategy rarely fits in the ‘best things in life’ category, but that doesn’t mean that they aren’t important …

Forget what the recent Obama tax cut deal with Republicans (aka the Tax Relief, Unemployment Insurance Authorization, & Job Creation Act) means for the country (more debt, naturally), lets focus on what it means for …

Nap at Work? Stop Questioning & Start Encouraging!
Last week, Mint.com asked the question, “Should employees be allowed to nap at work?“.
It’s an interesting question, but with all the studies out there extolling the virtues of …

On December 15, I absolutely ripped Best Buy’s return policy (calling it one of the 5 worst return policies) for it’s excessive re-stocking fees and short return time-frames (only 14 days on many electronics). I …

Back when I was writing my post on the worst return policies, I almost lumped in every contractual wireless service provider due to their pesky early termination fee penalties that are enforced in order to …