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Articles in Retirement Planning

If you have a Pension, Get to Know the PBGC
Mon, 11/18/13 | No Comment
If you have a Pension, Get to Know the PBGC

If you’ve only ever had access to a defined contribution retirement plan like a 401K or 403B, you have little stake in the Pension Benefit Guaranty Corporation (PBGC).
Defined contribution plans are, by nature, fully funded …

Qualifying for the Saver’s Tax Credit in 2013 and 2014
Wed, 11/13/13 | 5 Comments
Qualifying for the Saver’s Tax Credit in 2013 and 2014

This post has been updated for the 2013 and 2014 tax years.
What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous tax credit that the IRS …

How Much Should I Save?
Mon, 10/14/13 | 25 Comments
How Much Should I Save?

I get asked “how much money should I save?” quite often.
It’s one of those questions that people want a black and white answer to.
And it’s hard not to blame them. Personal finance is hard. We …

Defined Benefit Vs. Defined Contribution Retirement Plans
Tue, 09/17/13 | 4 Comments
Defined Benefit Vs. Defined Contribution Retirement Plans

I haven’t done a 101 article or a retirement article in quite a while – so lets kill two birds with one stone.
Most of us have seen the phrases “defined contribution plan” or “defined benefit …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 5 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

The Value of Work & Status to the American Identity
Thu, 09/5/13 | 21 Comments
The Value of Work & Status to the American Identity

A big part of why I’ve adopted the lifestyle I have… OK, the biggest part – is that financial independence is an incredibly attractive prospect to me.
I believe that human beings are more likely to …


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