The fiscal cliff deal brought a huge influx of noteworthy personal finance news.
One of the lesser publicized changes is pretty big for Roth retirement account lovers: you now have the option to convert your Traditional …

I originally published this post a few years back, but have completely updated it for the 2012 and 2013 calendar years.
Why mention both years? Even if you are past your calendar year, it’s still  not …

What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous tax credit that the IRS makes available to low and moderate income taxpayers who make retirement …

Last week I noted the increase of the 2013 maximum 401K contribution.
At the same time, the IRS also announced that the 2013 IRA maximum contribution and income limits were increasing as well, and it’s a …

The IRS 2013 401K maximum was officially announced, and just like last year, there’s an increase in the 401K contribution limit once again!
The Maximum 401K Contribution in 2013

The 2013 401K maximum contribution is $17,500! That makes two …

The U.S. Retirement Crisis
There has been increasing chatter lately about a need for reforming 401K’s in lieu of what is undoubtedly going to be a retirement crisis of epic proportions.
Didn’t realize a crisis was looming? …