I’m not a big fan of debt.
But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For example, using a 0% APR credit card …

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

A down payment on a home mortgage is serious business.
The term “mortgage” originated in France with the meaning of “death pledge”, after all. Quite literally, for many people, once they take one on, they’ll carry …

At some point every single one of us has heard the advice, “Buy a home, so you can get the tax deduction.”
The reality is that this piece of advice being a financially smart move is …

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

Tiny Home Movement is Growing Rapidly
Admittedly, I haven’t made the leap from a regular-sized home to a tiny home just yet. But that hasn’t stopped me from strongly considering it. I have a 1,000 sq. …