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Articles in Home Ownership

Do you NEED Renter’s Insurance?
Wed, 09/11/13 | One Comment
Do you NEED Renter’s Insurance?

If you own a home, you NEED home insurance.
100%, without a doubt, if for no other reason than to protect your finances from catastrophic loss of real estate property (which can carry very high values) …

Should I Save for a Home or Retirement?
Mon, 09/9/13 | 5 Comments
Should I Save for a Home or Retirement?

Should you save for retirement or a home down payment? And what about when a 401K match is involved?
20SF reader, Steph, writes in:
“I’m 26 and up until now have saved about 6% of my income …

Zen and the Art of DIY Home Maintenance & Repair
Mon, 08/26/13 | 8 Comments
Zen and the Art of DIY Home Maintenance & Repair

Some of the biggest housing costs you will come across are completely and frustratingly unpredictable.
The only thing that is certain is that if you are a homeowner long enough, you are going to get hit …

Save 6% of your Home Price when Selling For Sale by Owner
Tue, 07/30/13 | 16 Comments
Save 6% of your Home Price when Selling For Sale by Owner

Real estate transactions typically involve two agents:
1. the listing agent: represents the seller
2. the buying agent: represents the buyer
These agents provide a service and need to put food on the table, so compensation in the …

7 Reasons to Not Buy a Home
Mon, 07/29/13 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

When to Refinance a Mortgage
Wed, 07/24/13 | 8 Comments
When to Refinance a Mortgage

Refinancing a mortgage can be a huge cost saver for homeowners.
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had …


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