photo credit: RaeA 
You may have done your homework and found a great mutual fund to invest in, only to realize that it has been closed to new investors. This happened recently to me. In my employers sponsored 401K plan, Fidelity Low Price Stock (FLPSX) is technically one of the funds that I can select. However, [...]

photo by Drawings of Light - Paul
In a recent post, The Complete Guide to Choosing Between a Traditional 401K and a Roth 401K, we discussed all of the factors that you should consider when choosing the percentage breakdown between the two retirement vehicles. Since then, many have asked me what my personal strategy is. At this time, I [...]

 
photo by a4pga 
A growing number of employers are beginning to offer not only a Traditional 401K, but now a Roth 401K as well. If you still don’t know who this ‘Roth’ guy is, or what he does, choosing between the two can be a matter of random guess. At best. This guide will show you [...]

photo by urban data
More and more companies are doing away with pension plans, and very few employees who have just entered the workforce will ever see one (consider yourself lucky if you have one). I have my doubts about the ‘danger’ that Social Security is in. Assuming that it is all propaganda and Social Security [...]