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Article Archive for February 2013

How I Got $385 Cash Back Last Year Just for Buying my Regular Groceries
Wed, 02/27/13 | 13 Comments
How I Got $385 Cash Back Last Year Just for Buying my Regular Groceries

2012 concluded my first full year using the Blue Cash Preferred® Card from American Express as my primary card of choice for groceries (by far, the biggest expense category I charge by credit card).
So I …

529 Plan Overview: Are they the Answer to Rising Tuition Inflation?
Mon, 02/25/13 | 17 Comments
529 Plan Overview: Are they the Answer to Rising Tuition Inflation?

One of the most requested posts I have received since starting this blog is to cover 529 plans. Why? My take is that many readers of this site are having children for the first time …

20SomethingFinance Reader Profile Survey (Super Happy Fun)
Sat, 02/23/13 | 6 Comments
20SomethingFinance Reader Profile Survey (Super Happy Fun)

I’ve often been curious as to the demographics of the WONDERFUL readers & contributors to this here site.
By nature (name of the blog), you would assume a heavy concentration of, well, twenty-somethings.
However, some of the …

Opening a Custodial IRA for a Minor
Tue, 02/19/13 | 8 Comments
Opening a Custodial IRA for a Minor

If you’ve been through the public (or even private) school system, you know well that personal finance is not taught in school, unfortunately.
If you have children and you read personal finance blogs, you also know …

National Minimum Wage: Should it be Raised & Indexed?
Mon, 02/18/13 | 14 Comments
National Minimum Wage: Should it be Raised & Indexed?

The national minimum wage debate is fun.
And because the federal minimum wage is not currently indexed to cost of living changes, it usually rears its head every 5 years or so, as it stagnates for …

When Two Becomes One: Newlywed Financial Optimization
Wed, 02/13/13 | 8 Comments
When Two Becomes One: Newlywed Financial Optimization

Fresh off a somewhat heated discussion around keeping finances separate or combining in marriage, I realized we didn’t even get to the fun stuff: the cost benefits of becoming a newlywed.
You could really swap in …


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