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Home » Archive by Month

Article Archive for February 2012

Is the U.S. Vs. International Stock Allocation 80/20 Rule a Conspiracy?
Wed, 02/29/12 | 15 Comments
Is the U.S. Vs. International Stock Allocation 80/20 Rule a Conspiracy?

U.S. Versus International Stock Allocation
How much international stock exposure should you have?
It’s a great question. And I’ve been looking into my own foreign stock allocation lately.
In my research, I found Vanguard’s “Considerations for investing in …

Betterment Significantly Lowers Fees & Adds IRA’s: Are you a Believer?
Tue, 02/28/12 | 9 Comments
Betterment Significantly Lowers Fees & Adds IRA’s: Are you a Believer?

My Betterment Review
I’ve had a number of friends rave about Betterment.com, suggesting that I should do a review of the online investment broker here on 20somethingfinance.com for their ease of use and simplicity for beginning …

Social Security Payroll Tax Cuts Extended through the Rest of 2012: What will you do with your Extra 2%?
Mon, 02/27/12 | 8 Comments
Social Security Payroll Tax Cuts Extended through the Rest of 2012: What will you do with your Extra 2%?

Under the Middle Class Tax Relief and Job Creation Act of 2012, enacted this past week in a rare bi-partisan support (293 to 132 vote in the house), you will continue to pay 32% less …

5 Stupid Post Grad Financial Mistakes I Made & the Lessons Learned (for you to Avoid)
Thu, 02/23/12 | 15 Comments
5 Stupid Post Grad Financial Mistakes I Made & the Lessons Learned (for you to Avoid)

I’m on decent financial footing at the moment.
And I like to think that my financial decisions these days are based on sound reason.
But it wasn’t always that way.
Like most recent college grads I did some …

7 Online Brokers with Commission-Free ETF Trades
Wed, 02/22/12 | No Comment
7 Online Brokers with Commission-Free ETF Trades

In you are interested in passive investing, you’re probably aware of ETF’s and their benefits.
If you’re not, ETF’s have a legion of supporters due to their extremely low management expense ratios. In comparison to similar …

What is your Definition of Financial Independence?
Mon, 02/20/12 | 12 Comments
What is your Definition of Financial Independence?

Financial independence, or the interchangeable “financial freedom”, is a powerful concept.
We all recognize it as a good thing. Something to strive for. Something to admire in others who have achieved it.
The 20somethingfinance tagline and mission …


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