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3 Reasons why Tax Refunds are Bad & how Allowances can Help

Last updated: January 11, 2022 44 Comments
3 Reasons why Tax Refunds are Bad & how Allowances can Help
Update to the below content: tax allowances reflected exemptions, which were removed with the Tax Cuts & Jobs Act (tax reform). As a result, the IRS launched a new …
[Continue Reading...]

Buying your First Home. Are you Ready?

Last updated: December 30, 2013 11 Comments
Buying your First Home. Are you Ready?
Ready for your First Home? So, you have a decent income, you have a job you like (or at least don’t hate), you’re sick of renting, and thoughts of …
[Continue Reading...]

Choosing Between a Traditional 401K and a Roth 401K, Part II: How will my Choice Effect Early Retirement?

Last updated: January 7, 2022 14 Comments
Choosing Between a Traditional 401K and a Roth 401K, Part II: How will my Choice Effect Early Retirement?
In a recent post, The Complete Guide to Choosing Between a Traditional 401K and a Roth 401K, we discussed all of the factors that you should consider when choosing …
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The Complete Guide to Choosing Between a Traditional 401K and Roth 401K

Last updated: January 7, 2022 8 Comments
The Complete Guide to Choosing Between a Traditional 401K and Roth 401K
Roth Vs. Traditional 401k A growing number of employers are beginning to offer not only a Traditional 401K, but now a Roth 401K as well. If you still don’t …
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Free Google Sheets & Excel Personal Budget Planner Spreadsheet!

Last updated: January 29, 2022 17 Comments
Free Google Sheets & Excel Personal Budget Planner Spreadsheet!
Want a Free Google Sheets Budget Planner? Building and maintaining a workable personal budget is essential for anyone looking to get out of debt, stay out of debt, and …
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5 Ways to Limit Financial Planner Conflict of Interest

Last updated: July 28, 2020 6 Comments
5 Ways to Limit Financial Planner Conflict of Interest
The motivation to find a financial planner seems to be pretty prevalent in the twenty-something crowd. I’m not quite sure why that is, and frankly, I’m a little bit …
[Continue Reading...]

Reducing my Commute will Fund my Retirement; 10 Ways you can Save at the Pump!

Last updated: June 25, 2022 4 Comments
Reducing my Commute will Fund my Retirement; 10 Ways you can Save at the Pump!
How to Save at the Pump and Fund your Retirement One of the easiest, and most internally satisfying ways to save money is through reducing your impact on the …
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