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By analyzing our water bill, we learned that watering our lawn had actually multiplied our total water usage. Because of this lesson learned, we have since dramatically cut our …
There are four common reactions that I get when I preach frugality and the benefits harvested from a frugal lifestyle. The first is excitement. Those who have been bitten …
One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget. I say “monthly budget”, but for the purposes of …
Are you Frugal? As the great philosopher Thomas Griffin, once posed, “Whyyy??”. Where did the concept of “frugality” come from? And what compels human beings to adopt a frugal …
This article has been updated with information on the U.S. federal poverty line income levels for 2023 and 2024. I keep a close watch on all of my expenses …
A friend approached me the other day with a question, “Hey, do you use the Mint.com app? I think it would be a great way for me, for example, …
With almost every single purchase we answer a question (consciously or subliminally): “What is the most convenient option?” It has become second nature. If our purchasing power doesn’t afford …
I’m on decent financial footing at the moment. And I like to think that my financial decisions these days are based on sound reason. But it wasn’t always that …