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Articles in Debt Management

Using 0% APR Balance Transfer Credit Cards to Pay off Debt
Sun, 06/13/10 | 10 Comments
Using 0% APR Balance Transfer Credit Cards to Pay off Debt

0% Balance Transfer Credit Card Strategy
In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off credit card debt (the second highest selection …

All you Need to Know About Limiting your Expenses
Sun, 07/26/09 | 12 Comments
All you Need to Know About Limiting your Expenses

Visualeconomics.com recently posted a visual display of the U.S. Bureau of Labor Statistics report that shows where each U.S. household spends their money. Sadly, but not surprisingly, an amazing 51.7% of $49,638 in annual expenses …

How has Technology Impacted your Finances Over the Last Decade?
Sun, 11/9/08 | 14 Comments
How has Technology Impacted your Finances Over the Last Decade?

New Technology Does Not Come Cheap
Being an early mover on the latest technological gadgets can be exciting, get you attention (both good and bad), and possibly lead to increased efficiencies. However, these benefits typically come …

How to Get out of Debt: Step 2 – Debt Payoff Strategy
Wed, 05/7/08 | 13 Comments
How to Get out of Debt: Step 2 – Debt Payoff Strategy

How to Pay off Debt
Recently, we covered step 1 on how to get out of debt – stopping the bleeding, or preventing the accrual of additional new debt. Preventing added debt is essential when trying …

Clever Ways to Delay Instant Purchase Gratification
Thu, 04/17/08 | 14 Comments
Clever Ways to Delay Instant Purchase Gratification

Consumer Purchases are Driven by Our Emotions
When all it takes to buy something you are interested in is to plug in a number, or swipe with your hand, what’s preventing your emotions from taking over …

How to Get Out of Debt: Step 1 – Stop the Bleeding
Sun, 04/13/08 | 23 Comments
How to Get Out of Debt: Step 1 – Stop the Bleeding

Getting Out of Debt
In a way, 20somethingfinance.com is a solid get out of debt blog – I hate debt, urge readers to increase their personal savings rate as much as possible.
That said, getting out of …


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