If you’ve recently been denied when applying for credit, it’s now a whole lot easier to find out why.
Under final rules issued by the Federal Trade Commission and Federal Reserve Board to reflect the requirements …

Ever wonder what type of accounts do and do not impact your credit score and history?
A reader writes in with a good question on closing a checking account and I thought I’d share the answer, …

I’ve received a positive response from people who signed up for Credit Karma’s free credit score service after I gave a Credit Karma review based on my own experience.
Indeed, Credit Karma is pretty awesome, but …

Ever since I first brought up Credit Karma in my 10 free financial services post a while back, I’ve had a ton of curious friends and readers ask me more about them.
- Have you used …

With tighter lending restrictions these days, a lot of younger people in college and new graduates are having a hard time getting approved for credit cards or loans of any type. And because they aren’t …

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …