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Articles in Credit

What is Prime Rate? & How Does it Impact me?
Mon, 08/20/12 | 2 Comments
What is Prime Rate? & How Does it Impact me?

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

Does Opening or Cancelling a Credit Card Impact your Credit Score? & How Much?
Mon, 07/9/12 | 10 Comments
Does Opening or Cancelling a Credit Card Impact your Credit Score? & How Much?

One of the biggest… I won’t say “myths”, but rather “over-exaggerated” credit score claims, is the impact of cancelling a card on your credit score. The same goes for the impact of opening a new …

How to Get 3 Free Credit Reports Per Year (with no Strings Attached)
Tue, 01/17/12 | 4 Comments
How to Get 3 Free Credit Reports Per Year (with no Strings Attached)

Free Credit Report Basics
Keeping up with your credit reports is essential for anyone who is serious about their financial well-being. They may be the only way for you to detect if your identity has been …

Credit Karma has Started Offering Free Credit Monitoring
Mon, 01/9/12 | 6 Comments
Credit Karma has Started Offering Free Credit Monitoring

As a Credit Karma user, I recently received an email announcing that they have begun offering daily free credit monitoring in addition to free credit scores!
What is Credit Monitoring?
Credit monitoring is a service that automatically …

Denied Credit? Now you will Get a Free Credit Score
Tue, 07/26/11 | 3 Comments
Denied Credit? Now you will Get a Free Credit Score

If you’ve recently been denied when applying for credit, it’s now a whole lot easier to find out why.
Under final rules issued by the Federal Trade Commission and Federal Reserve Board to reflect the requirements …

Does Closing a Savings or Checking Account Hurt your Credit Score?
Wed, 06/15/11 | 7 Comments
Does Closing a Savings or Checking Account Hurt your Credit Score?

Ever wonder what type of accounts do and do not impact your credit score and history?
A reader writes in with a good question on closing a checking account and I thought I’d share the answer, …


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