Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

Home » Archive by Category

Articles in Credit Cards

Credit Karma Now Offers Free Credit Report Access!
Mon, 08/18/14 | 3 Comments
Credit Karma Now Offers Free Credit Report Access!

Longtime readers will know that I have been using Credit Karma to monitor my credit score for a while now. The free consumer credit information service (best way I can think of to describe it) built …

6% Cash Back on Groceries Again? Year 2 Results are in
Wed, 04/2/14 | 17 Comments
6% Cash Back on Groceries Again? Year 2 Results are in

2013 was my second full year of using the Blue Cash Preferred® Card from American Express as my primary card of choice for supermarket purchases. In my first full year of usage, I was able …

A Way to Look at Credit Card Debt that Should Scare you In to Beating it
Mon, 03/10/14 | 8 Comments
A Way to Look at Credit Card Debt that Should Scare you In to Beating it

The average credit card APR these days is ~15.4% (with many north of 20%).
Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So let’s say 16%.
What this means, in simple …

Make Online Purchases without THIS Rewards Card? You’re Losing Money
Mon, 12/16/13 | 17 Comments
Make Online Purchases without THIS Rewards Card? You’re Losing Money

I haven’t plugged a new credit card offering in over a year, as few (if any), have stood out from a pile of mediocrity.
But here’s one worth plugging, and one that I have added to …

How Does your Credit & Credit Score Compare to the Averages? And How to Improve your Standing
Wed, 12/4/13 | 15 Comments
How Does your Credit & Credit Score Compare to the Averages? And How to Improve your Standing

A week after my ‘Gen X and Gen Y state of retirement‘ post, one of the major credit bureaus (Experian) launched an infographic on the ‘state of credit‘ of each generation.
Your credit worthiness and credit …

How I Got $435 Cash Back Last Year Just for Buying my Regular Groceries
Wed, 02/27/13 | 13 Comments
How I Got $435 Cash Back Last Year Just for Buying my Regular Groceries

2012 concluded my first full year using the Blue Cash Preferred® Card from American Express as my primary card of choice for groceries (by far, the biggest expense category I charge by credit card).
So I …


Home | Sitemap | Terms | © 20somethingfinance.com