2012 concluded my first full year using the Blue Cash Preferred® Card from American Express as my primary card of choice for groceries (by far, the biggest expense category I charge by credit card).
So I …

If you’ve ever taken out a short-term loan, adjustable mortgage, private student loans, or owed money on a credit card, you’ve been impacted by the “prime rate”.
If you don’t know what the prime rate is, …

I thought it might be kind of cool, as a personal finance blogger, to answer the annoyingly effective (or effectively annoying?) ad slogan question, “what’s in your wallet?”. And no, you won’t find a Capital …

One of the biggest… I won’t say “myths”, but rather “over-exaggerated” credit score factors, is the impact of cancelling a card on your credit score. The same goes for the impact of opening a new …

I’m starting to think a lot more categorically about how I use my credit cards in order to max out on cash back rewards for every type of purchase I make.
After looking at my year-to-date …

I’ve heard from a lot of readers that they love the Chase Freedom card with $100 cash back promotion, however, a number of people have been ineligible for the offer because they already had a …