“Micromanaging” has a certain negative connotation due to its application in a work environment.
When it comes to budgeting, however, micromanagement should be embraced (don’t let anyone tell you otherwise).
Any time you are able to not …

One of the most over-used, over-rated, over-hyped financial cliches out there is “spend less than you earn” or similarly spend less than you make”.
We’ve all heard it. Many of us have lived by it. But is …

2012 Energy Tax Credit Updates
If you were planning a modest home improvement update that would save you future energy costs and reduce your carbon footprint in the hopes that it would be partially funded by …

We’ve been talking a lot about wants vs. needs lately and how to control your wants. One of the most notorious wants that many struggle with is cable TV.
That’s right – cable TV is a …

It’s holiday gift buying crunch time! However, it’s not too late to make some last minute purchases. In fact, Amazon just extended their holiday shipping deadline to Dec. 19 for Super Saver shipping.
If you’ve spent …

At their simplest, expenses really fall into two different categories:
1. What you need: the things that you need to survive and function effectively in society: food, heat/electricity, a means of transportation, clothing, and water. I’ll …