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How to Deal with the Sam’s Club Membership Price Increase

G.E. Miller — Fri, 05 Jun 2026 22:41:28 +0000

In May, Sam’s club increased membership prices for both membership levels for the first time since October of 2022. The new prices are in line with what other membership clubs like Costco and BJ’s Wholesale charge (Costco’s fees are still higher at $65 and $130 per year after their most recent price increase) – but it’s never a great time to get a recurring price increase. Read on for details on the latest Sam’s Club price increase and how to soften the blow with a discount. Sam’s Club Membership Price Increase Details Pre and post Sam’s Club membership fee price

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Maximum HSA Contributions for 2026 & 2027

G.E. Miller — Thu, 04 Jun 2026 21:40:27 +0000

This maximum HSA contribution overview has been updated with information for the 2026 and 2027 tax years. If you’ve been following this site, you know that I have long been a big fan of health savings accounts (HSAs) and have made the maximum annual HSA contribution when I was eligible to do so. There is good news on that front. The IRS has announced an inflation adjustment increase to the maximum HSA contribution amounts for 2027, and there will be increases over the maximum HSA contributions for 2026 that were announced previously. Both the individual and family HSA contribution maximum

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New Series I Bond Rate for May 2026 – November 2026: 4.26%

G.E. Miller — Thu, 04 Jun 2026 21:20:41 +0000

This article has been updated to reflect the current new Series I bond rates for May, 2026 to November, 2026 period. The new I bond rate has been set at a composite 4.26% (up slightly from 4.03% APR in the prior 6-month period). The inflation rate had been declining in recent years, and the current rate is below the rate at the time I wrote my initial I bond overview a few years ago when I made my first purchase. However, it has been creeping back up a bit in recent months. You can buy I Bonds online at the

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Rakuten Referral Bonus: Best Ever Spend $50, Get $50 (Live June, 2026)

G.E. Miller — Mon, 01 Jun 2026 13:48:13 +0000

Update: this offer was set to expire, but is still live as of June, 2026 (and looks to be extended to 6/30/26). Here’s an easy lucrative cash back offer for readers: the popular shopping portal site Rakuten (formerly “Ebates”), is currently offering a best ever $50 cash back referral welcome bonus for new users. New users must join via a Rakuten referral link from existing users (myself included) will this promotion is live, and then make $50+ in purchases by using the Rakuten site/app/extension to initiate a purchase at any of the 3,500+ sites that Rakuten partners with (e.g. Target,

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More Instacart Credits: $10 or $20/Monthly Credits with Mastercard

G.E. Miller — Sun, 22 Feb 2026 16:10:11 +0000

There is yet another monthly Instacart credit promo offer that comes with 3-months of free Instacart+ membership to take advantage of – this time for Mastercard cardholders. This offer follows in the footsteps of the $10 monthly Instacart/Costco Same Day credit for Costco Executive members and the lucrative monthly Chase card Instacart credits of $10/month for many co-branded cards or $20 per month for Ink business cards (both are still active). And, fortunately, this monthly credit appears to stack on top of the Chase credits for a potential maximum $30 credit on a single order each month. Full details on

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OBBBA Tip & Overtime Basics & Reporting: W-2, Box 14 Explained

G.E. Miller — Sun, 22 Feb 2026 16:09:45 +0000

If you recently received your 2025 Form W-2 and noticed unfamiliar entries in Box 14, you are not alone. As I was filling out our tax return this year, I noticed something odd in Box 14 of my wife’s W-2 that I had not seen before: “OBBBTT” (followed by a dollar amount). With zero clue as to what it meant, I started with some research, and it expanded into an overview of the new OBBBA qualified tip and overtime deduction reporting, which I’ll share below. This article will explain OBBBA qualified overtime and tips deductions basics, what Box 14 is

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Switch to TurboTax & File All Forms Free Promotion (+ 10% Off for Previous Users)

G.E. Miller — Mon, 09 Feb 2026 18:12:16 +0000

3/26 Update: the switch to TurboTax app offer below has ended – however the 10% discount offer below is still active. TurboTax, one of my picks for the best tax prep programs, has a unique promotion currently live for this tax season where you can switch to TurboTax and file all tax forms 100% free in the TurboTax app (versus the web interface). What makes this a unique and compelling offer is that it includes all forms and any tax situation (e.g. everything covered under the “Deluxe” and “Premium” TurboTax versions). This offer excludes TurboTax Experts versions that come with

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How to Do Your Taxes in 2026: a DIY Tax Filing Guide

G.E. Miller — Mon, 09 Feb 2026 17:59:55 +0000

A Guide to Filing your Taxes in 2026 This DIY tax filing guide has been updated for 2026 tax filing (2025 tax year returns). We’re smack dab in the middle of the 2026 tax filing season. If you visit the IRS website and have a look around, there really is no simple tax guide to get you started (there is a 142-page book, but who has time for that?), and DIY tax filing can seem overwhelming for individuals not versed in the U.S. tax code. If you’re a first-time tax DIYer, you’re often on your own as far as figuring out

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How to Pay Taxes with a Credit Card (and Profit) in 2026

G.E. Miller — Mon, 09 Feb 2026 17:57:34 +0000

This overview on how to pay your taxes with a credit card (to the IRS) has been updated for the 2026 tax season. Want to take a bit of the sting out of paying taxes? Good news. You can easily and quickly pay taxes with a credit card and simultaneously profit from doing so. I didn’t know this was possible until a few years ago and it definitely makes my “financial knowledge I wish I had known sooner” list. You do, however, have to pay attention to the details when paying your IRS taxes with a credit card. Otherwise, you

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Discounted Uber Gift Cards: $100 for $79.99 at Costco.com

G.E. Miller — Wed, 04 Feb 2026 21:12:38 +0000

Costco.com is once again offering discounted Uber gift cards (e-gift cards, specifically) to Costco members on their site. Members can purchase 2 $50 Uber e-gift cards for $79.99 – effectively a 20% discount. These gift cards can be used on both the Uber and Uber Eats apps. Costco members have a limit of 1 transaction, with a maximum of 2 units per membership every 14 days – which equates to 4 $50 gift cards ($200 total). This Costco offer is nearly identical to the discounted Instacart gift cards offer that I’ve highlighted previously (and personally have gotten a ton of

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