The Top 25 Ideological Posts of the First 5 Years of 20somethingfinance

20somethingfinance just hit its 5 year birthday. Over those 5 years I’ve written close to 600 articles (almost a million words!) on a wide variety of personal finance related topics.

You’re always more than welcome to dig through the entire archives, but I’m not that naive to think that most have that kind of time.

As a writer, there are certain times when you feel proud of the work you’ve produced. Sometimes it comes from the topic itself and the passion you have for it. Other times, it comes from the direct impact of the writing. And given the 5-year milestone, it seemed like an opportune time to highlight some of my favorite writing pieces.

There will be two “best of” posts to recap the first five years on 20somethingfinance, split between tactical (strategic) and ideological (values). I’ve written about how sound personal finance needs to embrace both (that post will be the first highlighted below). A focus only on tactical fails to recognize the larger mission (which should influence the tactics). And a focus on only the ideological leaves you stuck in one place if you ignore the tactical actions necessary to execute the mission.

So, it’s only appropriate that we start off with the ideological (in no particular rank order), with a brief snippet on each. It was tough to narrow it down to 25 from about 600, but I did my best.

Also, please share which were your personal favorites an what kind of topics/categories of articles you’d like to see more of in the coming year.

If you like these posts, please subscribe to get new posts via email (completely free).


ideological finance

When Personal Finance Overlooks Ideology, you Lose: as mentioned above, this post discusses why ideology and tactics both need to be taken in to consideration if you want to succeed in personal finance.

The Crossover Point & Financial Independence: The “crossover point”, made famous by the classic personal finance book, Your Money or Your Life, is an eye opening concept. At some point, we all have to put a dollar amount on financial freedom, and this post helps you figure out what that amount is.

The U.S. is the Most Overworked Nation in the World: When do we Draw the Line? Commentary and data on how the U.S. is the most overworked nation. This post was the most popular of 2010, going viral through social media twice and generating 11k+ Facebook likes.

Finding Happiness Along the Way to Long-Term Financial Goals: In order to be successful with personal finance, you have to work the strategy in to your personality and in this post, I discuss why.

Death to the Cheapskate: There is a big difference between being smart with your money and being a “cheapskate”. I’ve always despised the latter and discuss why you should not let it get in the way of being smart about your money.

The Marriage of Impact Reduction & Personal Wealth: Reducing your impact on the environment is highly correlated to building personal wealth. If you want to become wealthy, impact reduction can help get you there.

The Funny Thing About Convenience: One key to building wealth on a working man’s salary is you need to destroy paying for “convenience”. If you don’t, convenience can become very inconvenient later in life.

The Retirement Crisis that Could Lead to a Zombie Apocalypse: We have a big retirement savings crisis in the U.S. This post explores why and how to fix it.

The 3 Questions you Must Ask Yourself Before Reading Another Personal Finance Post: Maybe I should have put this first on the list… anyhow, it’s important to think of the end goal before you waste your time reading advice pieces.

7 Personal Finance Teachings that Could Save our Nation: Personal finance is almost completely ignored in the public education system. But what if it weren’t?

5 Post Grad Financial Mistakes I Made: Just because I run a personal finance blog doesn’t mean I haven’t been immune to huge blunders. I reflect on 5 traps I fell in to and why.

5 Life Takeaways from the Great Recession: Wouldn’t it be a shame if we all suffered from this Great Recession, but nobody learned anything from it? I attempt to salvage the positives from a horrible situation.

Tragedy, Money, & the Good Things in Life: This post was born out of the tragedy of having a co-worker suddenly die at the age of 35 and the deep reflection that resulted.

2 Paths to Financial Independence: There are two paths to financial independence – I encourage readers to toughen up and take the short one.

Gen Y and their Boomerang to Nowhere: A look at why Gen Y can’t quite set sail on their own financial path.

I Won the Lottery!: Everyone fantasizes about winning the Lottery. But what would you do with the winnings? I highlight what I’d do and the irony is… I wouldn’t need to win the Lottery in the first place to achieve it.

What is the U.S. Poverty Line & Can you Live Below it?: Some took this the wrong way, but it’s an interesting look at the real cost of living comfortably… and how little it takes.

Frugal Origins: Why do you Practice Frugality?: I explore the various reasons for being frugal and ask the question “Whyyyy?”

The Big Home: American Dream or Disease?:Americans love them some big-ass homes. But what can seem like a dream can quickly become a nightmare.

Lifestyle Inflation Justified: Are you concerned that you might be creeping on lifestyle inflation? This post highlights what it looks like.

American Paternity & Maternity Leave :This post was a pre-cursor to the Americans work too much post and explores our values around family.

Save on Groceries? Not if it Means Sacrificing these 6 Food Qualities: There are certain things in life that are not worth sacrificing for cost savings.

My Counseling Session with Mother Earth: Having a green thumb often comes with a lot of guilt. So I had a little counseling session with Mother Earth.

Would you Support your Financially Negligent Parents?: The Boomer Generation hasn’t saved anything. I implore readers to count on getting nothing when it comes to an inheritance.

Wants Vs. Needs: Sometimes the line between wants and needs gets very blurry. You need to make it black and white, and I share how.


  1. Brett Wilson
  2. Brent

Leave a Reply

Join 10,000+ wealth builders. Get new articles by email, for free.

Thank you for subscribing!

Oops... Please try again.