2019 – what a year.
I’m sure that there was some good stuff that happened. Maybe? However, as I searched far and wide to find it so that I could highlight it here, I came across a lot of really depressing news highlights that made me want to burrow under a weighted blanket with a puppy, a warm drink, the glow of Christmas lights, and just binge watch holiday comedies for a week or two. So I’m going to spare you the torture, and simply share the photo that I think best encapsulates the mood (and hope) of much of the planet right now…
20somethingfinance is celebrating its 12th anniversary this week. The site saw a record-breaking 6 million visits and an all-time high in subscribers and social followers this year. I freshened up the look of the site (thank you for noticing), sped up the server, and 54 published posts were added to the archives this year (mostly new, with a few major re-writes worked in). I will be giving a self-assessment of 2019 and set some goals for 2020 within the next week.
As a note to newcomers, this site is still an independent, 1-person show and has been since day 1 (with the support of wonderful friends, family, subscribers, and readers/commenters, of course!). All of the articles here are written by me – no ghost writers, no fillers, no guest blogger pandering, no sponsored post garbage, etc. I write about the stuff that I find interesting and think most of us can benefit from knowing. Hopefully, some of it resonates, inspires, entertains, and/or educates.
As always, feedback is welcome. What has stuck with you? What influenced positive change? Are there any particular topics that you’d like me to explore, re-explore, or dig deeper on? Please share your feedback and requests in the comment section.
Also, if you are relatively new here or haven’t yet done so, you can follow the 20SomethingFinance Facebook page, follow me on Twitter, and/or subscribe to get new posts – for free – via email. And check out the money saving products page for updated recommendations on products/services that can save you serious money. Here are the top articles of the year…
- Comcast XFinity Raises their Modem Rental Fee Again. Stop Paying it: a tiring trend results in an even more urgent need to address it.
- The Cheapest & Best Tax Software Prep Online: Top Program Comparison: I did an in-depth review of the top tax software programs available. Keep an eye out for a 2020 version next month.
- Should you Check the Presidential Election Campaign Fund Box on the 1040 Tax Form?: in short, “Yes!”. But read on to learn about this often misunderstood part of your tax return.
- Sign Up For USPS Informed Delivery Now, Before Identity Thieves: a look in to a little know, and hugely beneficial free perk from the USPS.
- The Consumption & Happiness Paradox (& Where to Focus Instead): one of my favorite articles that I wrote this year.
- Do I Need to File a Tax Return? The Minimum Income to File Taxes in 2020 (for 2019 Tax Year Prep): a look at how much (little) income you need to make in order to avoid filing taxes.
- The One-Time IRA to HSA Rollover Transfer: is it Worth it?: find out.
- Electric Vehicle Tax Credits: How Much, How to Claim, & Manufacturer Phaseouts (Already Happening!): the clock is running out on electric vehicle tax credits!
- Using a 529 Plan to Pay for Your Own Education: many don’t know this is even a possibility.
- Should Personal Finance be Taught in Schools? The Research Says…: surprising results. I stand corrected.
- The “Poor Tax”: in my view, my top article of the year.
- Apartment Loans are here. Should you Take Out a Rental Loan?: a look into a troubling new trend.
- Don’t Quit your Job Just Because you Don’t Like it: fleeing is never the answer.
- How to Prepare for a Recession (& Enhance your Life): it’s only a matter of time until the next recession hits, and you should start preparing right now.
- Life Meets Forced Job Relocation: I detail a huge, unexpected career change.
- Personal Finance Shortcuts: are popular. But, are they helpful?
- Should you Use Credit Card Auto-Pay? Here are 3 Reasons I Don’t.: auto-pay makes a lot of sense – on the surface.
- The Social Security Overview for Everyone Under Age 62: one of the more important pieces of research I’ve ever done/shared.
- Mainstream Free Stock & ETF Trading is Here to Stay. Does it Matter?: this piece was a bit prophetic.
- The Good Times Paradox: a common trap for most.
- Personal Finance & Life Lessons From Our High Cost Pet Emergency: a personal lesson that should be headed by all current and potential pet owners.
- How to Reduce Cognitive Load for Personal Finance Gain: most people don’t think of cognitive load in terms of personal finance. I’m not most people.
- How to Get a Costco Membership Fee Refund, Post Annual Rebate Check: if you’re going to pay the premium, make sure you’re getting the benefit.
- How to Get Rid of XFinity TV Box & DVR Fees with a Roku or Smart TV: more XFinity cost savings.