Comments on: The Complete Guide to Choosing Between a Traditional 401K and Roth 401K http://20somethingfinance.com/roth-401k-vs-traditional-401k/ Building Towards Personal Finance Success! Thu, 18 Mar 2010 20:06:01 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Real Estate IRA http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-8171 Real Estate IRA Sat, 20 Feb 2010 14:57:45 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-8171 I think that Roths are great because they will enable you to have better control over your tax bracket when you get older. You can control whether you want tax free distributions or not. Traditional IRAs get so much more attention because of the tax deductibility. I think that Roths are great because they will enable you to have better control over your tax bracket when you get older. You can control whether you want tax free distributions or not. Traditional IRAs get so much more attention because of the tax deductibility.

]]> By: Christian Personal Finance http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-2401 Christian Personal Finance Wed, 14 Jan 2009 19:33:13 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-2401 <strong>The 25 most helpful articles written by PF bloggers...</strong> I decided to do a quick survey of a bunch of personal finance bloggers I know and ask them what article they had written was the most helpful to their readers... My hope was that since many of those I asked have been writing articles for years that it ... The 25 most helpful articles written by PF bloggers…

I decided to do a quick survey of a bunch of personal finance bloggers I know and ask them what article they had written was the most helpful to their readers… My hope was that since many of those I asked have been writing articles for years that it …

]]> By: Budgeting Tips http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-929 Budgeting Tips Wed, 12 Nov 2008 02:56:25 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-929 From everything I've read about the Roth 401k, it certainly seems like the wave of the futre, but I still can't imagine everyone is going to give up their traditional 401k for this alternative product. From everything I’ve read about the Roth 401k, it certainly seems like the wave of the futre, but I still can’t imagine everyone is going to give up their traditional 401k for this alternative product.

]]> By: Gareth http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-149 Gareth Sun, 06 Apr 2008 16:50:13 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-149 Thanks for this article! Another interesting consideration you didn't mention is whether the government will find ways to tax you without increasing taxes. Take for example the recent history with social security taxes (all the distributions were originally tax free, but now up to 70% can be taxed) - you should consider the possibility of this happening to the Roth 401K as well. To me, it seems like another variation on the question: If I offered you $10,000 today, or $15,000 a month from now, which would you take? - There are many reasons why $15,000 a month from now could be the wrong choice, how much do you trust me that I'll really give you $15,000?, or that you'll be able to find me? Thanks for this article!
Another interesting consideration you didn’t mention is whether the government will find ways to tax you without increasing taxes. Take for example the recent history with social security taxes (all the distributions were originally tax free, but now up to 70% can be taxed) – you should consider the possibility of this happening to the Roth 401K as well.

To me, it seems like another variation on the question:
If I offered you $10,000 today, or $15,000 a month from now, which would you take?
- There are many reasons why $15,000 a month from now could be the wrong choice, how much do you trust me that I’ll really give you $15,000?, or that you’ll be able to find me?

]]> By: G.E. Miller http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-35 G.E. Miller Mon, 18 Feb 2008 01:03:28 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-35 Hi Derek. It's a perfectly reasonable strategy for those who don't feel strongly enough to go with one of the two investments over the other, or those who want more of an equal balance of being taxed now and being taxed at retirement. Hi Derek. It’s a perfectly reasonable strategy for those who don’t feel strongly enough to go with one of the two investments over the other, or those who want more of an equal balance of being taxed now and being taxed at retirement.

]]> By: Derek http://20somethingfinance.com/roth-401k-vs-traditional-401k/comment-page-1/#comment-34 Derek Sun, 17 Feb 2008 23:28:47 +0000 http://20somethingfinance.com/blog/2008/02/17/roth-401k-vs-traditional-401k/#comment-34 If possible, what are your thoughts on leveraging both Traditional and Roth 401(k)? If possible, what are your thoughts on leveraging both Traditional and Roth 401(k)?

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