What are your Favorite (& the Sexiest) Personal Finance Topics to Read & Discuss?
Personal finance is a lot of hard work. Buttoned up. Mostly tedious. Mostly boring. Which is probably why most people suck at it. That, and it’s not taught in school.
But that doesn’t mean that it can’t pull off the glasses, let down the hair, show some lace, and be seductive at times (ladies/gay guys may quietly insert their male personal finance fantasy).
Yes, there are certain personal finance topics that can tempt, tease, seduce, and lure the reader into a world of financial nirvana (or maybe I’m just really messed up after four years of writing about this stuff).
As a personal finance blogger, I tend to read a ridiculous amount of personal finance content.
My Google Reader RSS feed is loaded with hundreds of personal finance articles. I often sift through these pretty quickly (I have to or I would never get any work done).
When I do so, there are certain topics, or categories of topics, that say “hey big fella, come read me”. And I often indulge.
Those topics have historically varied based on my interests at that point of time. Lately, I’ve been repeatedly seduced by the following topics:
- financial independence: I never get tired of this topic. It’s become the driving force of 20somethingfinance. From budgeting to savings to income, everything I do with a financial focus is around financial independence.
- bicycles: sounds goofy, right? Ever since I started biking to work, I’ve rediscovered my love for bicycles. I want to start working on and restoring bikes when I have the time available.
- credit card rewards: my wife and I have made over $1,000 in the past year on credit card signup promotions (I should probably write about this). I love a good credit card, bank, or investment broker sign-up offer.
- economics & personal finance: if you hadn’t noticed, I’m very interested in how the economy works on a macro level and how that impacts our lives on a micro level. We’re entering different times, and I’m excited about it.
- dividends/bonds: I haven’t written about dividends and bonds at all here because I don’t feel like I have a strong enough background on them yet. But privately, it’s an area where I have been devouring content and building knowledge. How can I maximize my fixed investment income without taking on too much risk so that I can’t sleep at night? This one tugs at me.
- re-purposing/multi-purposing/de-cluttering: I’ve been in the midst of a multi-year battle with clutter. I’m slowly winning, but it has taken a lot of time and effort. Any article that can teach me of a new way to cut the amount of stuff I own by re-purposing or using an item for multiple uses is great.
- low-cost travel: I know about couch surfing and a few other sites, but I’m constantly amazed by people who travel (with kids no less) full-time and spend less than most people do living at home. I would love to be able to do this at some point.
- simplifying life & re-focusing: this is closely tied to de-cluttering, but it goes beyond “stuff”, into the digital, and mental realm. Life has become too cluttered, in many ways and if you aren’t looking for ways to simplify and re-focus you’re probably wasting your time on a lot of things that you shouldn’t be.
- energy efficiency: from fuel efficiency to saving on electricity and water, I have been a bit obsessive about this topic.
- re-skilling: I have a good amount of disdain for how dependent we, as human beings, have become on technology, gadgets, and other people to do our work for us. Learning how to garden, auto maintenance, cook, fix a bike, build a piece of furniture, fix up a home, or even fix a plumbing problem on my own are things I’ve been interested in.
- income diversification: having only one source of income is usually bad news unless you have vast sums of wealth saved. I’m interested in dividends, bonds, business ventures, side income, and generating passive income.
Some of these topics I have not discussed little here on 20somethingfinance thus far. Others, you’re probably getting a bit sick of. But that doesn’t mean I’ll be stopping. =)
With the posts I write, I try to have a healthy mix of:
- stuff that I am crazy passionate about or interested in.
- stuff that is meant to help you.
- stuff that is fun to discuss and share.
If I can combine two or all three in one post? Even better.
And I’m very interested in the last two bullet points. Which brings me to the question of the day:
What are your favorite/sexiest personal finance related topics at the moment to read about and discuss? And why?