The ACA (Obamacare) Survives. But is it Actually Working?
Tue, 06/30/15 | No Comment

With last Thursday’s ACA Supreme Court ruling confirming that Congress intended to include subsidies for those on the federal exchange in addition to state exchanges, the ACA has now survived an election, two Supreme Court …

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FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs
March 28, 2010 | 7 Comments
FTC Cracks Down on Free Credit Report Scams with Catchy Parody Spoofs

The FTC is finally cracking down on the ‘free credit report’ companies who lure you in with the promise of a free credit report, and then upsell and switch to paid memberships. You know the …

REI Review: Why the Lifetime REI Membership was Worth the Money
March 24, 2010 | 50 Comments
REI Review: Why the Lifetime REI Membership was Worth the Money

Paid memberships are a tricky game. You know, the ones whereby paying a one-time, annual, or monthly fee you open up the possibility for potential savings or other benefits.
I’ve justified the purchase of three paid …

2010 IRS Federal Home Energy Tax Credit Guide
March 23, 2010 | 40 Comments
2010 IRS Federal Home Energy Tax Credit Guide

Energy Tax Credit Update: The 2011, 2012, 2013, 2014, and 2015 energy tax credits have since been released.
A few weeks ago, my wife and I woke up one morning and the temperature in the house …

Healthcare Reform: How it Impacts You
March 22, 2010 | 22 Comments
Healthcare Reform: How it Impacts You

Political affiliations aside, the Patient Protection and Affordable Care Act, will be signed into law by President Obama tomorrow. And it will impact every U.S. citizen. If you’re interested in reading the entire version of …

How to Use a Trailing Stop-Loss Order to Preserve your Market Gains
March 21, 2010 | 7 Comments
How to Use a Trailing Stop-Loss Order to Preserve your Market Gains

What is a Trailing Stop Loss Order?
A trailing stop-loss order sounds like complex investing strategies, however, it is fairly simple to understand when you take a minute to learn what each part of it means. …

Buy or Rent: The One Number you Need to Look at
March 15, 2010 | 19 Comments
Buy or Rent: The One Number you Need to Look at

Kiplinger recently ran an article that shed some really great light on whether it makes more sense to buy a home or rent an apartment. I’ve never addressed this topic on 20somethingfinance, because quite frankly …


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