The Percent of Americans who Own Stock Hits Record Low
Thu, 04/28/16 | 6 Comments

A recent Gallup poll had some very interesting numbers on stock market participation of Americans, particularly millennials.
For starters, just 52% of Americans have ANY money invested in stocks!
That low participation rate in stock investing is …

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How to Use a Secured Credit Card to Build Credit
October 14, 2010 | 12 Comments
How to Use a Secured Credit Card to Build Credit

With tighter lending restrictions these days, a lot of younger people in college and new graduates are having a hard time getting approved for credit cards or loans of any type. And because they aren’t …

Bartering Taxes: How to Report Barter Income to the IRS
October 7, 2010 | One Comment
Bartering Taxes: How to Report Barter Income to the IRS

For all the benefits of bartering – free goods & services, community-building, the thrill of the trade – there is one downside that you might not have anticipated. Taxes. That’s right, goods and services received …

Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score
October 5, 2010 | 3 Comments
Hard Credit Inquiry Vs. a Soft Credit Inquiry & their Impact on your Credit Score

What is a Credit Inquiry or a Credit Pull?
A credit inquiry, also known as a credit pull, happens whenever you or someone else (namely companies) accesses your credit report for one reason or another. Whether …

Bartering: How to, the Best Barter Websites, & Why National Barter Networks Fail
October 4, 2010 | 6 Comments
Bartering: How to, the Best Barter Websites, & Why National Barter Networks Fail

Bartering is back! Sure, it never completely disappeared, but it was on vacation for a handful of decades. And if the great recession taught us anything, it’s that resourcefulness and frugality is ‘hip’ again. And …

The Age of Disloyalty & Career Change: Should you Tell your Employer you are Changing Careers?
September 27, 2010 | 11 Comments
The Age of Disloyalty & Career Change: Should you Tell your Employer you are Changing Careers?

The Generation of Career Change
In 2008, the Bureau of Labor Service released comprehensive data regarding duration of employment over the past 30 years. The results show how short our working lifespan is at one particular …

Is the “Manager Special” Ever a Good Idea?
September 21, 2010 | 12 Comments
Is the “Manager Special” Ever a Good Idea?

“The Daily Special”
When I worked in the restaurant business back in high school as a busboy at a pancake house (no shame in that), I remember walking back in the kitchen and seeing a table …


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