Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 34 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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Real Estate Capital Gains Taxes on the Sale of a Home
June 23, 2010 | 3 Comments
Real Estate Capital Gains Taxes on the Sale of a Home

When you are about to sell your home, one of the first things that you should consider is if you will have to pay capital gains taxes on the sale. This is a topic that …

How Much do you Tip for Food Delivery?
June 22, 2010 | 126 Comments
How Much do you Tip for Food Delivery?

Tipping at Restaurants: The Standards for Tipping Waiters or Waitresses
The number that keeps getting thrown out as a standard tipping percentage at restaurants is 15%. I usually stick to that, but go up to 20% …

2010 Federal Tax Brackets: Plan Now Before It’s Too Late
June 21, 2010 | 5 Comments
2010 Federal Tax Brackets: Plan Now Before It’s Too Late

Update: The 2013 tax brackets and 2014 tax brackets have since been announced by the IRS.
2010 Federal Tax Brackets
Since the best tax planning usually comes throughout the year prior to the IRS tax deadline, right …

American Express Purchase Protection Plan – a Rare Credit Card Benefit
June 20, 2010 | 20 Comments
American Express Purchase Protection Plan – a Rare Credit Card Benefit

I keep discovering awesome benefits via my primary credit card of choice, the American Express Costco card (check out my American Express Costco card review here).
Perhaps one of the biggest ones that I just recently …

Finding Happiness Along the Way to Long-Term Financial Goals
June 14, 2010 | 10 Comments
Finding Happiness Along the Way to Long-Term Financial Goals

The Three 800lb. Financial Gorillas
It’s once again time to dive into the dark and murky depths of personal finance philosophy. Into the can money buy happiness(?) realm.
Personal finance gurus, bloggers, writers, professionals, whomever tend to …

Using 0% APR Balance Transfer Credit Cards to Pay off Debt
June 13, 2010 | 11 Comments
Using 0% APR Balance Transfer Credit Cards to Pay off Debt

0% Balance Transfer Credit Card Strategy
In a debt poll on this site a few weeks ago, one-third of 20somethingfinance readers indicated that they were struggling to pay off credit card debt (the second highest selection …


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