The Kids ARE Alright? Millennials Embracing Passive Investing & Vanguard
Mon, 05/25/15 | 2 Comments

I must confess – I’ve dumped on millennials quite a bit.
First, I made fun of them for boomeranging back to their parent’s basements. Say hi to the “rents” for me, guys (hehe).
Then, I reminded them …

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Ask Your CEO for a Raise for 300,000 Co-Workers (& Other Ways to End up at the Bottom of the Sea)
October 13, 2014 | 12 Comments
Ask Your CEO for a Raise for 300,000 Co-Workers (& Other Ways to End up at the Bottom of the Sea)

In case you missed it, here’s a fun little story for you. Wells Fargo (a massive top 4 bank headquartered in San Francisco) made the news last week, with a rather intriguing story.
One of its …

Prepaid Cell Plan Hacking: $7 Per Month and a Nice Phone?
October 6, 2014 | 23 Comments
Prepaid Cell Plan Hacking: $7 Per Month and a Nice Phone?

For years, my wife had maintained her cell phone service with Net10 (one of the big prepaid MVNO carriers).
Even though it was dirt cheap at just $16.44 per month (including regulatory fees), it had been …

Why you Are Not Taking your Paid Vacation Days, but SHOULD (Damnit!)
September 29, 2014 | 15 Comments

Previous generations of workers fought their butts off for paid vacation leave. Some succeeded in getting this essential employee benefit from their employers. Others did not.
As a matter of fact, to this very day, the …

How to Avoid Credit Card Late Fees & Interest Charges
September 24, 2014 | 7 Comments
How to Avoid Credit Card Late Fees & Interest Charges

Last week, I made the case for credit cards vs. debit cards.
There is one big caveat, which I gave towards the end of the post:
“You should only apply for and use credit cards if you …

Save to Win (Lottery Tickets)!
September 22, 2014 | 8 Comments
Save to Win (Lottery Tickets)!

Do you like playing the lottery?
Then you’ll LOVE turning your savings account in to a lottery ticket!
OK, that sounds worse than it is, but that’s the general concept behind Save to Win and other “prize …

Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
September 15, 2014 | 41 Comments
Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …


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