Mon, 09/29/14 | 9 Comments

Previous generations of workers fought their butts off for paid vacation leave. Some succeeded in getting this essential employee benefit from their employers. Others did not.
As a matter of fact, to this very day, the …

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Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this
March 26, 2014 | 13 Comments
Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this

The 20somethingfinance motto is “Get a Head Start on your Freedom”.
“Freedom” is a bit ambiguous really, and as with a lyric on a favorite song, you can take it to mean whatever you like. But …

What if you Could Take a Do-Over on your Career?
March 24, 2014 | 22 Comments
What if you Could Take a Do-Over on your Career?

Do you ever wonder “what if” when it comes to your career choices and how fate has played out?
Looking back over my career, I would not say it has been an ideal fit to my …

Capital Gains Taxes 101: For Anyone who Buys and Sells Investments
March 19, 2014 | 12 Comments
Capital Gains Taxes 101: For Anyone who Buys and Sells Investments

Capital gains tax rules do not make for a particularly thrilling topic.
But… seeing that this is a personal finance blog geared towards young professionals and we should all be investing as early as possible, capital …

Thinking of Entering the March Madness Billion Dollar Bracket Challenge?
March 17, 2014 | 5 Comments
Thinking of Entering the March Madness Billion Dollar Bracket Challenge?

I hesitated to write and publish this post, because Quicken loans is already getting a lifetime of free publicity from their Billion Dollar Bracket Challenge, insured by Warren Buffett’s Berkshire Hathaway (yep, the same Warren …

Drink This, Save Money
March 12, 2014 | 13 Comments
Drink This, Save Money

Sometimes the biggest and easiest savings are right in front of our noses (or mouths).
If you’re really in a financial pinch or simply want to push your personal savings rate in to the next gear, …

A Way to Look at Credit Card Debt that Should Scare you In to Beating it
March 10, 2014 | 8 Comments
A Way to Look at Credit Card Debt that Should Scare you In to Beating it

The average credit card APR these days is ~15.4% (with many north of 20%).
Actually, with monthly compounding balances, the effective APR is almost 1 percentage point higher. So let’s say 16%.
What this means, in simple …


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