The Percent of Americans who Own Stock Hits Record Low
Thu, 04/28/16 | 6 Comments

A recent Gallup poll had some very interesting numbers on stock market participation of Americans, particularly millennials.
For starters, just 52% of Americans have ANY money invested in stocks!
That low participation rate in stock investing is …

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Open Enrollment Deserves your FULL Attention. Here’s Why
November 9, 2015 | 2 Comments
Open Enrollment Deserves your FULL Attention. Here’s Why

Last week, I received a note from my employer’s HR department that open enrollment for 2015 benefit elections had started. I instantly got a little giddy.
Every year, I get geeked out to find out if …

The myRA Retirement Plan Launch: Everything you Need to Know
November 8, 2015 | 7 Comments
The myRA Retirement Plan Launch: Everything you Need to Know

It’s been over a year and a half since President Obama mentioned a new retirement plan, called myRA (short for “My Retirement Account”) in his State of the Union address. And after some early tests, …

REI Closing Its Doors on Black Friday & Paying Employees
November 2, 2015 | 13 Comments
REI Closing Its Doors on Black Friday & Paying Employees

You guys know how much it fires me up when big corporations do bad stuff that takes advantage of their employees, customers, and society. Cases in point: VW dieselgate.
In recent years, retailers have shown unscrupulous …

Saver’s Tax Credit Qualifications for 2015 and 2016
October 28, 2015 | 18 Comments
Saver’s Tax Credit Qualifications for 2015 and 2016

Free money is great, so this post has been updated for the 2015 and 2016 tax years.
What is the Saver’s Credit?
The Saver’s Credit (aka the ‘retirement savings contribution credit‘) is a lesser known, highly advantageous …

2016 Tax Brackets & Standard Deductions Increased
October 26, 2015 | 4 Comments
2016 Tax Brackets & Standard Deductions Increased

Last week, the IRS released the 2016 tax brackets and standard deduction amounts, and there will be a number of inflation adjustments over the 2015 tax brackets and standard deductions. Granted, the changes are minimal, …

2016 Maximum Traditional & Roth IRA Contribution Limits
October 21, 2015 | 7 Comments
2016 Maximum Traditional & Roth IRA Contribution Limits

2016 Traditional & Roth IRA Maximum Contribution Limits
Unfortunately, 2016 will not bring an increase in the maximum individual retirement account contribution amount. The 2016 maximum IRA contribution limit is still capped at $5,500, the same …


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