Those who Avoid Short-Term Consumption Trends will Prosper
Thu, 08/25/16 | 7 Comments

About a year and a half ago, I saw the writing on the wall. OPEC had been pumping out millions of barrels of oil a day at a significant loss in order to drive supply …

Read the full story »
Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

How to Get Free Air for your Tires
March 16, 2016 | 12 Comments
How to Get Free Air for your Tires

Publishing this post required some mandatory humility on my part. But hopefully you can learn from my mistake so you know how and where to find free air for your car tires – for the …

Bid-Ask Spread Basics (And why it’s so Important)
March 14, 2016 | 3 Comments
Bid-Ask Spread Basics (And why it’s so Important)

It’s been a while since I’ve done an investing 101 article, so I’m overdue. In this post, we’ll cover an important investing component: bid-ask spread. May sound boring, but the knowledge gained could save you …

The IRS Donation Limit: What is the Maximum you can Deduct?
March 9, 2016 | 3 Comments
The IRS Donation Limit: What is the Maximum you can Deduct?

Ever wonder if there was a maximum limit to how much you can donate to charity and deduct from your taxable income?
Believe it or not, the IRS does have charitable donation limit maximums.
While this may …

Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation
March 7, 2016 | 7 Comments
Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation

One of my very favorite personal finance metrics to calculate, monitor, and compete against is my personal inflation rate (as one half of a married couple, it could more rightfully be referred to as “household …

401K Loan Overview: Should you Borrow from your 401K?
February 29, 2016 | One Comment
401K Loan Overview: Should you Borrow from your 401K?

Here’s a fact that may surprise you – 26% of Americans with a 401K have an outstanding 401K loan. That doesn’t include the many with closed loans. That’s far more than I would have guessed, …

Earned Income Tax Credit Basics
February 24, 2016 | 3 Comments
Earned Income Tax Credit Basics

The Earned Income Tax Credit (EITC) is one of the most significant tax credits available in the entire IRS tax code. It is also simultaneously one of the most complicated and popular tax credits as …


Home | Sitemap | Terms | © 20somethingfinance.com