Should you Buy Mortgage Life Insurance or Kick it to the Curb?
Tue, 05/22/12 | No Comment

One of the relatively newer insurance products to hit the market is “mortgage life insurance”.
If you’ve bought a home in the past few years, you’ve probably been offered the opportunity to purchase a policy.
And if …

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Does it Make Sense to File our Taxes Married Filing Separately?
02/9/12 | 4 Comments
Does it Make Sense to File our Taxes Married Filing Separately?

This is a guest post by 20SomethingFinance reader Natalie H. Natalie is a tax preparer who loves tax strategy. She has previously posted an overview of 7 IRS audit red flags to watch out for.
Married …

My New Car Negotiation & Trade-In Strategy Enacted
02/7/12 | 19 Comments
My New Car Negotiation & Trade-In Strategy Enacted

If you’ve been following along, you know that my dying car, a 2000 Pontiac Grand Am, was on its last legs and I needed to move quick.
At last check, I had decided that my best …

A Review of the Personal Finance Classic: Your Money or Your Life
02/6/12 | 4 Comments
A Review of the Personal Finance Classic: Your Money or Your Life

I recently read the personal finance classic book, Your Money or Your Life, and wanted to write up a little review with some thoughts.
This book, first published in 1992, is still very popular to this …

2011 Income Tax Return Guide
02/2/12 | 7 Comments
2011 Income Tax Return Guide

It’s February. The W2′s and 1099′s are rolling in. You know what that means. Tax time!
That’s right, it’s time to dig in and start thinking about completing your 2011 income tax return.
To help you get …

New Car Strategy: How I Found the Best Value on a New Car
02/1/12 | 12 Comments
New Car Strategy: How I Found the Best Value on a New Car

I last left you with the tale of Grandy, my dying car…
I knew it was time to trade her in. And to do so before she died would be wise.
She still had some value in …

How Much Electricity Costs to Power Household Devices & How to Cut your Usage
01/30/12 | 15 Comments
How Much Electricity Costs to Power Household Devices & How to Cut your Usage

“Micromanaging” has a certain negative connotation due to its application in a work environment.
When it comes to budgeting, however, micromanagement should be embraced (don’t let anyone tell you otherwise).
Any time you are able to not …


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