The ACA (Obamacare) Survives. But is it Actually Working?
Tue, 06/30/15 | 11 Comments

With last Thursday’s ACA Supreme Court ruling confirming that Congress intended to include subsidies for those on the federal exchange in addition to state exchanges, the ACA has now survived an election, two Supreme Court …

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20SomethingFinance Reader Profile Survey (Super Happy Fun)
February 23, 2013 | 6 Comments
20SomethingFinance Reader Profile Survey (Super Happy Fun)

I’ve often been curious as to the demographics of the WONDERFUL readers & contributors to this here site.
By nature (name of the blog), you would assume a heavy concentration of, well, twenty-somethings.
However, some of the …

Opening a Custodial IRA for a Minor
February 19, 2013 | 8 Comments
Opening a Custodial IRA for a Minor

If you’ve been through the public (or even private) school system, you know well that personal finance is not taught in school, unfortunately.
If you have children and you read personal finance blogs, you also know …

National Minimum Wage: Should it be Raised & Indexed?
February 18, 2013 | 14 Comments
National Minimum Wage: Should it be Raised & Indexed?

The national minimum wage debate is fun.
And because the federal minimum wage is not currently indexed to cost of living changes, it usually rears its head every 5 years or so, as it stagnates for …

When Two Becomes One: Newlywed Financial Optimization
February 13, 2013 | 8 Comments
When Two Becomes One: Newlywed Financial Optimization

Fresh off a somewhat heated discussion around keeping finances separate or combining in marriage, I realized we didn’t even get to the fun stuff: the cost benefits of becoming a newlywed.
You could really swap in …

Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?
February 11, 2013 | 16 Comments
Secured Debt vs. Unsecured Debt: Which you Should Pay Off First?

As you begin your own personal adventures in credit and debt land, you’ll notice an interesting phenomenon: borrowing rates vary quite dramatically from one type of loan to another.
Credit cards, for example, can have interest …

E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself
February 6, 2013 | 5 Comments
E-File Tax Identity Theft Fraud is Exploding: Here is How to Protect Yourself

As with anything, when the majority of a population uses something, it usually becomes the target of malicious or criminal activity. Just ask Microsoft Internet Explorer engineers.
Now that over 84% of individual tax returns are …


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