Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 27 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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Job Commitment & Loyalty: Would you Sign a Job Contract?
September 12, 2012 | 21 Comments
Job Commitment & Loyalty: Would you Sign a Job Contract?

I have a good hypothetical for you on job loyalty. And I haven’t done a good ole’ fashion reader poll in ages. So, it’s time.
Let me first set this one up with some context.
Most of …

Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?
September 11, 2012 | 4 Comments
Home Equity Loan (HEL) Vs. Home Equity Line of Credit (HELOC): which is Better?

I’m not a big fan of debt.
But there are times in your life when it makes sense to pay off (or avoid) high-interest debt with low-interest debt. For example, using a 0% APR credit card …

Only Two Personal Finance Magazines Remain: Can they Survive?
September 10, 2012 | 9 Comments
Only Two Personal Finance Magazines Remain: Can they Survive?

Smart Money Releases its Final Print Issue
A few months ago, Smart Money, the personal finance magazine from the Wall Street Journal’s parent company, announced that they were ceasing print production and moving to a digital-only …

Student Loan Deferment, Forbearance, & Forgiveness Options
September 5, 2012 | 12 Comments
Student Loan Deferment, Forbearance, & Forgiveness Options

Student loan debt is a problem in the U.S. It has surpassed $1 trillion, and even surpassed credit card debt for the first time ever. I do not carry any student loans, but my wife …

New Fuel Economy Standards: 54.5 MPG by 2025
September 4, 2012 | 12 Comments
New Fuel Economy Standards: 54.5 MPG by 2025

I almost missed this news as it was quietly slipped in between Super PAC programming, but a historical increase in fuel economy standards was finalized last week.
The National Highway Traffic Safety Administration (NHTSA) and Environmental …

How Much Money would you Need to Walk Away?
August 29, 2012 | 25 Comments
How Much Money would you Need to Walk Away?

I focus a lot on reaching financial independence.
There are a few different paths you can take to get there, and I have stayed incredibly focused on the fastest, most direct path, which has kept it …


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