Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 31 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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The Pursuit of More Money Trap
June 11, 2014 | 8 Comments
The Pursuit of More Money Trap

Who doesn’t want to earn at least a little bit more than they are right now?
Back when I made $35,000 a year, I’d look to the goal of $40,000 as if it were the be-all-end-all …

Parkour with Levi, Fat Tire Biking, and a Guilty Pleasure Justified
June 9, 2014 | 5 Comments
Parkour with Levi, Fat Tire Biking, and a Guilty Pleasure Justified

My better half and I just got home from a short vacation to the Grand Traverse region of Michigan.
If you’ve been following the blog for a while, you’ll remember that this is the same location …

Expense Value as Time Worked
June 4, 2014 | 14 Comments
Expense Value as Time Worked

A penny saved is not only a penny earned.
In monetary terms, it’s actually about 1.33 pennies earned (if you are in the 25% federal tax bracket).
That alone should be enough incentive to cut back on …

LED vs. CFL Costs: the Mass Market Financial Crossover Point has Arrived
June 2, 2014 | 10 Comments
LED vs. CFL Costs: the Mass Market Financial Crossover Point has Arrived

Ahh, the good ole’ lightbulb. Literally a century with zero technological enhancements in mass marketed products.
Why?
Coal-powered energy was damn cheap! In many ways, it still is. But it has risen to levels that can have …

Rebalancing Investments: Why, When, & How to Avoid High Fees
May 27, 2014 | 7 Comments
Rebalancing Investments: Why, When, & How to Avoid High Fees

Getting over the fear of investing is a hurdle that everyone needs to surpass.
Once you make that leap, it really can be as simple as passively investing in a few different index funds or ETF’s …

Where to Find the Best Appliance Deals & Get at Least 25% Off Every Time
May 21, 2014 | 11 Comments
Where to Find the Best Appliance Deals & Get at Least 25% Off Every Time

As part of my big kitchen renovation (more details to come) I had decided to replace my 20-year old appliances for more efficient, functional, and quite frankly, better looking ones that actually match the rest …


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