“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”
Wed, 05/25/16 | One Comment

Fresh off the second huge stock market rally from a frightening decline in the past year, I thought it would be timely to do a bit of reflecting.
For those with very short memories (or news …

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Don’t Avoid a 20% Down Payment on your Mortgage
March 21, 2016 | 11 Comments
Don’t Avoid a 20% Down Payment on your Mortgage

A recent New York Times article gave a number of suggestions on how to avoid a 20% down payment on a home mortgage.
The implications of a 20% down payment are that if you cannot make …

How to Get Free Air for your Tires
March 16, 2016 | 11 Comments
How to Get Free Air for your Tires

Publishing this post required some mandatory humility on my part. But hopefully you can learn from my mistake so you know how and where to find free air for your car tires – for the …

Bid-Ask Spread Basics (And why it’s so Important)
March 14, 2016 | 3 Comments
Bid-Ask Spread Basics (And why it’s so Important)

It’s been a while since I’ve done an investing 101 article, so I’m overdue. In this post, we’ll cover an important investing component: bid-ask spread. May sound boring, but the knowledge gained could save you …

The IRS Donation Limit: What is the Maximum you can Deduct?
March 9, 2016 | 3 Comments
The IRS Donation Limit: What is the Maximum you can Deduct?

Ever wonder if there was a maximum limit to how much you can donate to charity and deduct from your taxable income?
Believe it or not, the IRS does have charitable donation limit maximums.
While this may …

Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation
March 7, 2016 | 7 Comments
Personal Inflation Rate: the Metric that Helps Limit Lifestyle Inflation

One of my very favorite personal finance metrics to calculate, monitor, and compete against is my personal inflation rate (as one half of a married couple, it could more rightfully be referred to as “household …

401K Loan Overview: Should you Borrow from your 401K?
February 29, 2016 | One Comment
401K Loan Overview: Should you Borrow from your 401K?

Here’s a fact that may surprise you – 26% of Americans with a 401K have an outstanding 401K loan. That doesn’t include the many with closed loans. That’s far more than I would have guessed, …


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