The Maximum HSA Contributions for 2015 & 2016
Mon, 07/27/15 | 2 Comments

The IRS recently published an inflation adjustment increase to the maximum HSA contribution for 2016 over the 2015 maximum HSA contribution limit. More specifically, the family contribution maximum will increase while the individual contribution maximum …

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40+ Hours a Week Making Money & ZERO on Personal Finance? INSANITY!
March 23, 2015 | 15 Comments
40+ Hours a Week Making Money & ZERO on Personal Finance? INSANITY!

Lets talk about personal finance time investment.
One of the great profound mysteries that I have been completely unable to understand or solve in my 7+ years of personal finance blogging is why the masses invest …

Have Kids? Save for your Retirement or Their College? Here’s a Guilt-Free Solution
March 18, 2015 | 12 Comments
Have Kids? Save for your Retirement or Their College? Here’s a Guilt-Free Solution

A few weeks back, I was having a conversation with a co-worker who had the wise goal of “getting the most out of the benefits available” to employees at our company.
That proclamation opened the door …

Patrick Pichette Retires Early – But Far Later than Necessary
March 16, 2015 | 7 Comments
Patrick Pichette Retires Early – But Far Later than Necessary

By now, you’ve probably heard that Patrick Pichette, Google’s CFO, is hanging up his… calculator (er.. spreadsheets, maybe?) at the age of 52. Pichette publicly announced his retirement in a Google+ post last week. OK, …

Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours
March 9, 2015 | 6 Comments
Vanguard Increases Its International Equity Allocation. It’s Time to Re-examine Yours

In case you missed the big (yet under-the-radar) investing world news, Vanguard announced they are increasing its international equity allocation in their Vanguard Target Retirement Fund and Vanguard LifeStrategy Fund products.
“The international equity allocation for …

Why Roth Retirement Accounts are Very Overrated & Over-hyped
March 2, 2015 | 63 Comments
Why Roth Retirement Accounts are Very Overrated & Over-hyped

Me: Forgive me father, for I have sinned.
Father Finance: You are in a safe place to share your sins, my son. What would you like to confess?
Me: I think Roth retirement accounts are very overrated …

Lifetime Earnings: The First Decade is EVERYTHING
February 25, 2015 | 15 Comments
Lifetime Earnings: The First Decade is EVERYTHING

The New York Fed recently released a landmark study on individual lifetime earnings, called “What Do Data on Millions of U.S. Workers Reveal about Life-Cycle Earnings Risk?
The breadth and depth of the data analyzed – …


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