How Long Should you Keep Tax Records?
Mon, 08/22/16 | 6 Comments

I strive to be a minimalist. Clutter, whether it’s stuff, electronic, or old fashion paperwork can cloud my mind and really weigh on me. That’s why a recent reader inquiry from “Stacey C” really resonated …

Read the full story »
Invest

how to invest

Live

career, food, travel

Save

saving, credit, debt

Protect

insurance, security

Retire

401K, IRA, FI, Retire

An Overview of the New Overtime Rules & How they Could Impact you
June 1, 2016 | No Comment
An Overview of the New Overtime Rules & How they Could Impact you

The U.S. Department of Labor recently issued new overtime rules as an update to the Fair Labor Standards Act (FLSA) that could have an impact on millions of workers. You might be one of them, …

How to Contribute to an HSA Outside of an Employer Payroll Deduction
May 30, 2016 | 4 Comments
How to Contribute to an HSA Outside of an Employer Payroll Deduction

Contributing to an HSA is easy enough for those whose with an employer that offers an HDHP plan – just select your payroll deduction and your employer takes care of the rest.
But what if you …

“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”
May 25, 2016 | 2 Comments
“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”

Fresh off the second huge stock market rally from a frightening decline in the past year, I thought it would be timely to do a bit of reflecting.
For those with very short memories (or news …

Why “No-Spend Days” Don’t Work (& what to Replace them with)
May 23, 2016 | 7 Comments
Why “No-Spend Days” Don’t Work (& what to Replace them with)

As a personal finance blogger, I read a ton of financial content. More than I probably should. And about once every other week or so, I come across the advice to try the enticing and …

Change Credit Card Payment Due Dates to Avoid Late Fees
May 19, 2016 | 13 Comments
Change Credit Card Payment Due Dates to Avoid Late Fees

I’ve become a bit of a credit card collector. I have been using a different credit card for just about every common expense. I have one for fuel, one for groceries, one for restaurants, one …

Loss Incentive: a Jedi Mind Trick to Save & Invest More
May 17, 2016 | 14 Comments
Loss Incentive: a Jedi Mind Trick to Save & Invest More

Motivating oneself to hit big financial goals through saving and investing over the long-term is often a mental game. And it’s a game that many of us lose in favor of spending on day-to-day pleasantries. …


Home | Sitemap | Terms | © 20somethingfinance.com