Healthcare.gov Open Enrollment is Over. What if I Need Insurance NOW?
Wed, 04/16/14 | 5 Comments

One of the biggest selling points of the Affordable Care Act was that it would allow millions who previously had not had insurance to get affordable insurance through a public health insurance exchange. The biggest …

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5 Biggest Lessons Learned in 5 Years of Personal Finance Blogging
December 26, 2012 | 12 Comments
5 Biggest Lessons Learned in 5 Years of Personal Finance Blogging

20somethingfinance hits a landmark birthday this Thursday: 5 years!
What started out as a twinkle in my eye during the start of my Christmas vacation 5 years ago has blossomed into a behemoth financial publishing empire.
Yeah, …

Roth IRA Basics (Updated for 2013 & 2014)
December 20, 2012 | 62 Comments
Roth IRA Basics (Updated for 2013 & 2014)

I originally published this post a few years back, but have completely updated it for the 2013 and 2014 calendar years.
Why mention both years? Even if you are past your calendar year, it’s still  not …

Reader Case Study: “Help! Where’s all my Money Going?!”
December 18, 2012 | 28 Comments
Reader Case Study: “Help! Where’s all my Money Going?!”

A friend of mine (and loyal reader), “TC”, sent me an email with an interesting proposition for a new post: review a reader’s finances, give suggestions, and open up a forum for other readers to …

SIPC Insurance Coverage Protects your Investments
December 17, 2012 | 4 Comments
SIPC Insurance Coverage Protects your Investments

Does the FDIC Cover Investments too?
Most people know that there is a governmental agency called the Federal Deposit Insurance Corporation (or FDIC) that protects bank deposits. The FDIC covers up to $250,000 on bank deposits …

2013 Energy Tax Credits
December 13, 2012 | 5 Comments
2013 Energy Tax Credits

Energy Tax Credits in 2013
If you were planning a modest home improvement update that would save you future energy costs and reduce your carbon footprint in the hopes that it would be partially funded by …

An Experiment in De-Commercializing the Holidays
December 10, 2012 | 7 Comments
An Experiment in De-Commercializing the Holidays

The average U.S. Consumer is planning to spend $750 on gifts this year, in addition to a few hundred spent on themselves while combing through all of those unbelievable deals.
Exorbitant holiday gift spending is as …


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