The ACA (Obamacare) Survives. But is it Actually Working?
Tue, 06/30/15 | 10 Comments

With last Thursday’s ACA Supreme Court ruling confirming that Congress intended to include subsidies for those on the federal exchange in addition to state exchanges, the ACA has now survived an election, two Supreme Court …

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Save 6% of your Home Price when Selling For Sale by Owner
July 30, 2013 | 17 Comments
Save 6% of your Home Price when Selling For Sale by Owner

Real estate transactions typically involve two agents:
1. the listing agent: represents the seller
2. the buying agent: represents the buyer
These agents provide a service and need to put food on the table, so compensation in the …

7 Reasons to Not Buy a Home
July 29, 2013 | 5 Comments
7 Reasons to Not Buy a Home

When I first graduated, I ended up renting an apartment for a year.
From there, I moved in to my first home (which I have since considered to be a bit of a mistake in how …

Buy a House for the Mortgage Tax Deduction? Not so Fast
July 25, 2013 | 8 Comments
Buy a House for the Mortgage Tax Deduction? Not so Fast

At some point every single one of us has heard the advice, “Buy a home, so you can get the tax deduction”. The popularity of this advice ranks right up there with the “Buy a …

When to Refinance a Mortgage
July 24, 2013 | 10 Comments
When to Refinance a Mortgage

Refinancing a mortgage can be a huge cost saver for homeowners.
And right now could still be a great time to refinance.
For a little history, prior to the big 2008 housing crash, the Federal Reserve had …

15 vs. 30 Year Mortgage: In an Infographic
July 22, 2013 | 17 Comments
15 vs. 30 Year Mortgage: In an Infographic

If you are going to buy a home, you will inevitably encounter a very challenging question (unless you are quite wealthy): “should I get a 15 or 30 year mortgage?”.
What you decide could have lifelong …

Your Home is NOT an Investment
July 20, 2013 | 26 Comments
Your Home is NOT an Investment

Lets just come right out with it: Your home is not an investment.
Before all of you homeowners call me a jerk, idiot, or unflattering expletives, let me share some objective data as to why a …


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