Cash is NOT King for Millennials
Mon, 07/28/14 | 25 Comments

I’ve been reading a lot about millennial trends lately, and… the kids are not all right.
One of the more disturbing pieces shared the results from a recent survey of millennials on where they believe their …

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Should Payday Loans be Banned?
March 18, 2013 | 26 Comments
Should Payday Loans be Banned?

Nothing good can come from a payday loan.
According to new research from Pew, the average payday loan borrower must pay back $400 within two weeks, but can only afford a $50 payment. What comes next? …

What if I Want to be a Custodian for a Non-IRA Account? An Intro to UGMA/UTMA Accounts
March 14, 2013 | No Comment
What if I Want to be a Custodian for a Non-IRA Account? An Intro to UGMA/UTMA Accounts

We recently covered opening a custodial IRA for a minor. I’m a big fan of the Roth variety when it comes to custodial IRA’s – gifts or contributions are post-tax anyways, and it eliminates tax …

Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?
March 13, 2013 | 42 Comments
Monthly Budget: Here’s Mine & the U.S. Average. What is Yours?

One of the most enlightening and beneficial personal finance exercises one can complete is to calculate your average monthly budget.
I say “monthly budget”, but for the purposes of this post, monthly budget is synonymous with …

Survey Says: Reader Survey Results are In
March 11, 2013 | 2 Comments
Survey Says: Reader Survey Results are In

A few weeks ago, I asked everyone to fill out a survey here. Over 700 (wow!) obliged.
Thank you!
That’s a strong sample size. And the insights gained were priceless.
You can check out the full results here.
What …

The Health Care Cost Article Every American Should Read
March 6, 2013 | 24 Comments
The Health Care Cost Article Every American Should Read

Every American should read this piece on health care costs, from Steven Brill, of Time Magazine. It’s 11 pages of excellent journalism that will enlighten and enrage you, as it highlights the “why” of skyrocketing …

2013 Tax Brackets (Post Fiscal Cliff)
March 5, 2013 | 6 Comments
2013 Tax Brackets (Post Fiscal Cliff)

1/1/14 update: The 2014 tax brackets (for the 2014 calendar year) has since been announced. What follows is relevant to the 2013 calendar year. 
There seems to be a good amount of confusion around what the …


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