Those who Avoid Short-Term Consumption Trends will Prosper
Thu, 08/25/16 | 6 Comments

About a year and a half ago, I saw the writing on the wall. OPEC had been pumping out millions of barrels of oil a day at a significant loss in order to drive supply …

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Brexit: UK Deletes its EU Account. US Voters be Forewarned
June 27, 2016 | 18 Comments
Brexit: UK Deletes its EU Account. US Voters be Forewarned

Welp… that happened.
The British shocked the world by voting to “Brexit” from the European Union (EU) as 17,410,742 (51.9%) votes to “Leave” prevailed against 16,141,241 (48.1%) votes to “Remain”.
I’m not a Brit, so maybe it’s …

Earning More Does Not Cure All
June 22, 2016 | 17 Comments
Earning More Does Not Cure All

If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills.
“Don’t worry about …

Ticketmaster Class Action: Get your Free Ticket Vouchers!
June 19, 2016 | 9 Comments
Ticketmaster Class Action: Get your Free Ticket Vouchers!

Ticketmaster (now owned by Live Nation) finally settled and notified customers of the terms of their class action lawsuit.
A copy of the email sent to class action members (Ticketmaster customers who made purchases between specified …

How do I Know if a Fund is “Passive”?
June 16, 2016 | 8 Comments
How do I Know if a Fund is “Passive”?

In response to my active vs. passive funds performance post, a reader, Heidi, wrote in with a question,
“How do I know if my vanguard funds are “passive”?”
That’s actually a great question, and an important basic …

Hack your Credit Utilization Ratio to Improve your Credit Score
June 13, 2016 | 3 Comments
Hack your Credit Utilization Ratio to Improve your Credit Score

Let’s talk credit score hacking.
For better or worse, credit scores are important. How you score can impact whether or not you get credit, the rates you get on approved credit, and even whether you get …

Passive Funds Versus Active Funds: The Conclusive Results
June 8, 2016 | 5 Comments
Passive Funds Versus Active Funds: The Conclusive Results

Despite terrifying actively managed fund results like this,
“84% of large-cap funds generated lower returns than the S&P 500 in the latest five-year period and 82% fell shy in the past 10 years.”
actively managed funds have …


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