Why “No-Spend Days” Don’t Work (& what to Replace them with)
Mon, 05/23/16 | 5 Comments

As a personal finance blogger, I read a ton of financial content. More than I probably should. And about once every other week or so, I come across the advice to try the enticing and …

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Why You Can’t Rely on the New Fiduciary Standard Rule Alone to Protect You
April 11, 2016 | One Comment
Why You Can’t Rely on the New Fiduciary Standard Rule Alone to Protect You

There was big financial industry news last week as the U.S. Department of Labor has clarified a new fiduciary standard rule meant to protect retirement investors from conflict of interest by those giving them financial …

The Average Wedding Cost Can Cripple New Families
April 10, 2016 | 8 Comments
The Average Wedding Cost Can Cripple New Families

The Average Cost of a Wedding Has Increased Significantly
The average wedding now costs $32,641, according to CNN, up 4.6% from the prior year.
This is more than 10 times what my cheap wedding cost.
It’s also more …

An Overview of the New IRS 1095-A, 1095-B, & 1095-C Forms
April 4, 2016 | No Comment
An Overview of the New IRS 1095-A, 1095-B, & 1095-C Forms

If you have a large employer who offers health insurance, you likely will have received a 1095-C form in the mail from your employer in recent months. And if you’re like me, your reaction was …

Estimated Tax Payments Basics: What you Need to Know
March 30, 2016 | No Comment
Estimated Tax Payments Basics: What you Need to Know

I get enough questions from readers asking me to explain estimated tax payments that it makes me wonder if people actually avoid earning self-employment or side income simply because they are intimidated by the tax …

Costco Anywhere Visa Card Rewards Details Released
March 28, 2016 | 4 Comments
Costco Anywhere Visa Card Rewards Details Released

Costco and Citi have finally released the full details of their new Branded Costco Visa card, which will be dubbed as the “Costco Anywhere Visa Card by Citi” – and there are some notable cash …

Don’t Avoid a 20% Down Payment on your Mortgage
March 21, 2016 | 11 Comments
Don’t Avoid a 20% Down Payment on your Mortgage

A recent New York Times article gave a number of suggestions on how to avoid a 20% down payment on a home mortgage.
The implications of a 20% down payment are that if you cannot make …


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