Earning More Does Not Cure All
Wed, 06/22/16 | 5 Comments

If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills.
“Don’t worry about …

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Solo 401k Basics for Self-Employment Income
April 7, 2014 | 2 Comments
Solo 401k Basics for Self-Employment Income

This is the second of a multi-part series on retirement accounts for self-employment income.
I previously gave a rundown of SEP IRA’s. In this post, I’ll cover the mighty Solo 401k. And up next: the SIMPLE …

6% Cash Back on Groceries Again? Year 2 Results are in
April 2, 2014 | 17 Comments
6% Cash Back on Groceries Again? Year 2 Results are in

2013 was my second full year of using the Blue Cash Preferred® Card from American Express as my primary card of choice for supermarket purchases. In my first full year of usage, I was able …

SEP IRA for Self-Employment Income Basics
March 31, 2014 | 4 Comments
SEP IRA for Self-Employment Income Basics

I recently did some in-depth research on SEP IRA’s, SIMPLE IRA’s, and Solo 401k’s for personal use for my side self-employment income and wanted to cover the primary questions I had and answers I found, …

Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this
March 26, 2014 | 14 Comments
Starting Down the Road to Financial Independence? Don’t Obsess Over Investment Returns, but you MUST Obsess Over this

The 20somethingfinance motto is “Get a Head Start on your Freedom”.
“Freedom” is a bit ambiguous really, and as with a lyric on a favorite song, you can take it to mean whatever you like. But …

What if you Could Take a Do-Over on your Career?
March 24, 2014 | 23 Comments
What if you Could Take a Do-Over on your Career?

Do you ever wonder “what if” when it comes to your career choices and how fate has played out?
Looking back over my career, I would not say it has been an ideal fit to my …

Capital Gains Taxes 101
March 19, 2014 | 15 Comments
Capital Gains Taxes 101

Capital gains tax rules do not make for a particularly thrilling topic.
But… seeing that this is a personal finance blog geared towards young professionals and we should all be investing as early as possible, capital …


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