Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 32 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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The Perfect Stock
May 6, 2013 | 12 Comments
The Perfect Stock

Doesn’t exist.
Just ask anyone who bought Apple, at some point during its never-ending rocket to an inevitable $1M per share.
If you bought Apple, as just about everyone in my peer group suggested I do around …

Why the Name of this Blog was an Epic FAIL… but that’s OK
May 1, 2013 | 46 Comments
Why the Name of this Blog was an Epic FAIL… but that’s OK

While chatting and enjoying a homebrew a few months back with personal finance blogging buddy, Mr. Money Mustache, I admitted the following:
“I seriously regret ever having named my blog 20somethingfinance.”
That’s not something that is easy …

A Letter to the Management of Companies with Hated Customer Service
April 29, 2013 | 9 Comments
A Letter to the Management of Companies with Hated Customer Service

A news article headline caught my eye the other day.
“Rogers CEO says customer service needs to improve ‘significantly’”.
Rogers, a Canadian cable, wireless, and media company (Canada’s version of AT&T) – made the bold statement that …

The 4 Reactions to Frugality & Why Spending Can Only Take you so Far
April 24, 2013 | 19 Comments
The 4 Reactions to Frugality & Why Spending Can Only Take you so Far

There are four common reactions that I get when I preach frugality and the benefits harvested from a frugal lifestyle.
The first is excitement. Those who have been bitten by the frugality bug have an incredible …

10 Easy Ways to Reduce your Impact (& Save Lots of Money) this Earth Day
April 22, 2013 | 5 Comments
10 Easy Ways to Reduce your Impact (& Save Lots of Money) this Earth Day

Today is Earth Day. I’m fired up, and you’re welcome to join me. Lets make it more than just a token day that we forget about tomorrow. Let’s make it Earth Week, Earth Year, and …

2013 National Park Week (April 20-28): Offers Free Admission to 401 National Parks, but Only on Weekdays
April 21, 2013 | 3 Comments
2013 National Park Week (April 20-28): Offers Free Admission to 401 National Parks, but Only on Weekdays

2013 National Park Week
I’m a day late, but yesterday was the start of the U.S. National Park Service’s “National Park Week“.
I highlight this every year because the U.S. national parks could be the best idea …


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