“In the short run, the market is a voting machine, but in the long run, it is a weighing machine”
Wed, 05/25/16 | One Comment

Fresh off the second huge stock market rally from a frightening decline in the past year, I thought it would be timely to do a bit of reflecting.
For those with very short memories (or news …

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The Millennial Personal Savings Rate is in. Sound the Alarms!
November 17, 2014 | 13 Comments
The Millennial Personal Savings Rate is in. Sound the Alarms!

When someone asks me to give them one personal finance metric to really focus on that matters more than any other, there is no hesitation in my reply: “personal savings rate“.
No matter which way you …

Labeling the 3 Types of Purchases Makes you a Wiser Consumer
November 10, 2014 | 14 Comments
Labeling the 3 Types of Purchases Makes you a Wiser Consumer

At the simplest level, when you break down everything you buy, or consume, it can all really be distilled in to 3 categories:
1. The stuff you actually need.
2. The stuff you want, that you think …

2015 Tax Brackets & Standard Deductions
November 3, 2014 | 10 Comments
2015 Tax Brackets & Standard Deductions

Update: the 2016 tax brackets and standard deductions have also been announced. What follows is for the 2015 tax and calendar years.
The IRS just released it’s 2015 tax brackets and standard deduction amounts, and there …

2015 Traditional & Roth IRA Contribution Limits
October 24, 2014 | 5 Comments
2015 Traditional & Roth IRA Contribution Limits

Update: The 2016 maximum IRA contributions and income limits have now also been announced.
2015 Traditional & Roth IRA Maximum Contribution Limits
Unfortunately, 2015 will not bring an increase in the maximum individual retirement account contribution amount. …

2015 IRS Maximum 401K Contribution Limits
October 23, 2014 | 17 Comments
2015 IRS Maximum 401K Contribution Limits

Update: the 2016 maximum 401K contribution has since been announced as well.
The IRS 2015 maximum 401K contribution limits have just been officially announced. Unlike with the 2014 maximum 401k contribution limits, there is an increase in …

Wedding Expenses and Marriage Success? Now We Have Data
October 20, 2014 | 19 Comments
Wedding Expenses and Marriage Success? Now We Have Data

You may already know that I’m not a big fan of materialistic wedding expenses. More specifically, I think that the average cost of a wedding is stupidly high ($31,213 last year) and the average engagement …


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