Why there has Never Been a Better Opportunity for Financial Success (Yet we Fail)
Mon, 12/22/14 | No Comment

Are you feeling down and out about your personal financial situation? Dug yourself a pretty deep hole to get out of? Feel like no matter how hard you work, you just can’t get ahead?
Relax. OK, …

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Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?
September 30, 2013 | 4 Comments
Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?

One of the biggest structural components of the Affordable Care Act, aka “Obamacare”, is that it forcefully nudges individuals to have some level of health insurance coverage. This has been referred to as the “individual …

Where to Get Cheap or Free Flu Shots
September 25, 2013 | 51 Comments
Where to Get Cheap or Free Flu Shots

I just got my flu shot yesterday. Unfortunately, it’s a week late, as I came down with something last Friday. The 2014-2015 flu season is back once again and sick days are about to start …

Flexible Spending Account (FSA) Basics
September 24, 2013 | 5 Comments
Flexible Spending Account (FSA) Basics

I’ve gone in to great detail on health savings accounts (HSA’s), but have paid little attention to their cousin, the flexible spending account, aka an FSA  (oddly, the IRS refers to them as “flexible spending …

The Top 1% and Income Inequality in the U.S.
September 23, 2013 | 18 Comments
The Top 1% and Income Inequality in the U.S.

Every American should check out Emmanual Saez’s latest data crunch on income gains in the U.S., if for nothing more than to get the facts straight income inequality in our country.
10 pages of interesting data …

How to Get a Job when you have no Experience (or are Unemployed)
September 18, 2013 | 6 Comments
How to Get a Job when you have no Experience (or are Unemployed)

I alluded to this in my story, but it’s something I think every upcoming or recent college graduate can benefit from so I wanted to expand on it…
Lesson #1 learned from the School of Hard …

Defined Benefit Vs. Defined Contribution Retirement Plans
September 17, 2013 | 4 Comments
Defined Benefit Vs. Defined Contribution Retirement Plans

I haven’t done a 101 article or a retirement article in quite a while – so lets kill two birds with one stone.
Most of us have seen the phrases “defined contribution plan” or “defined benefit …


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