The Percent of Americans who Own Stock Hits Record Low
Thu, 04/28/16 | 6 Comments

A recent Gallup poll had some very interesting numbers on stock market participation of Americans, particularly millennials.
For starters, just 52% of Americans have ANY money invested in stocks!
That low participation rate in stock investing is …

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2015 Tax Brackets & Standard Deductions
November 3, 2014 | 10 Comments
2015 Tax Brackets & Standard Deductions

Update: the 2016 tax brackets and standard deductions have also been announced. What follows is for the 2015 tax and calendar years.
The IRS just released it’s 2015 tax brackets and standard deduction amounts, and there …

2015 Traditional & Roth IRA Contribution Limits
October 24, 2014 | 5 Comments
2015 Traditional & Roth IRA Contribution Limits

Update: The 2016 maximum IRA contributions and income limits have now also been announced.
2015 Traditional & Roth IRA Maximum Contribution Limits
Unfortunately, 2015 will not bring an increase in the maximum individual retirement account contribution amount. …

2015 IRS Maximum 401K Contribution Limits
October 23, 2014 | 17 Comments
2015 IRS Maximum 401K Contribution Limits

Update: the 2016 maximum 401K contribution has since been announced as well.
The IRS 2015 maximum 401K contribution limits have just been officially announced. Unlike with the 2014 maximum 401k contribution limits, there is an increase in …

Wedding Expenses and Marriage Success? Now We Have Data
October 20, 2014 | 19 Comments
Wedding Expenses and Marriage Success? Now We Have Data

You may already know that I’m not a big fan of materialistic wedding expenses. More specifically, I think that the average cost of a wedding is stupidly high ($31,213 last year) and the average engagement …

Tracfone LG 840G Review: Prepaid Plan Hacking at its Best
October 6, 2014 | 23 Comments
Tracfone LG 840G Review: Prepaid Plan Hacking at its Best

For years, my wife had maintained her cell phone service with Net10 (one of the big prepaid MVNO carriers).
Even though it was dirt cheap at just $16.44 per month (including regulatory fees), it had been …

Why you Are Not Taking your Paid Vacation Days, but Should
September 29, 2014 | 16 Comments

Previous generations of workers fought their butts off for paid vacation leave. Some succeeded in getting this essential employee benefit from their employers. Others did not.
As a matter of fact, to this very day, the …


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