Self-Employed Retirement Plan Faceoff: SEP IRA vs Solo 401k vs SIMPLE IRA
Mon, 04/21/14 | 3 Comments

While completing my taxes this year, I started noticing that I would have a sizable tax bill due from self-employment income unless I found a way to reduce my taxable income.
Our (my wife and I …

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Saving on your Water Bill: 5 Quick, Easy, & Cheap Changes to Make
June 27, 2013 | 6 Comments
Saving on your Water Bill: 5 Quick, Easy, & Cheap Changes to Make

Lets try this exercise again, but switch from electricity to a different utility. The mean spent on water in the U.S. per year, is $547 per 2-person household.
For as much water as Americans use – …

4 Things Everyone Should do to Save Electricity
June 26, 2013 | 14 Comments
4 Things Everyone Should do to Save Electricity

The mean spent on electricity in the U.S. per year, is $1,426 per 2-person household.
I live in mid-Michigan – home of the muggy, swamp-ass summer (although nothing like the mid-south, I will admit). I still …

Get to Know an MVNO. It Could Save you Millions
June 25, 2013 | 14 Comments
Get to Know an MVNO. It Could Save you Millions

As we just discovered, the lifetime cost of smartphones is enough to make you question the meaning of life.
But why are prices so high and seemingly on the rise when the cost of data transfer …

The REAL Lifetime Cost of a Smartphone Plan (Warning: May Induce Vomiting)
June 24, 2013 | 21 Comments
The REAL Lifetime Cost of a Smartphone Plan (Warning: May Induce Vomiting)

If you want a smart phone with unlimited data, you’re going to pay a lot of money.
The big 2 carriers have moved to more of an unlimited talk/text model (talk/text is cheap) that allows you …

64% of you Need to Get Rid of your Landline or ISP VOIP. NOW!
June 21, 2013 | 25 Comments
64% of you Need to Get Rid of your Landline or ISP VOIP. NOW!

There is about 145,000 monthly searches on Google per month, on average, for “what is a landline?”.
That should tell you about all you need to know regarding our shift away from good ole’ landline phone …

Getting the Cheapest High Speed Internet: Lets Polish this Turd Together
June 20, 2013 | 23 Comments
Getting the Cheapest High Speed Internet: Lets Polish this Turd Together

In a world of cable TV cord cutting, or really the world today (in general), you need a high speed internet connection.
It’s one of the few things that I’m not going to advise you to …


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