Open Enrollment Deserves your FULL Attention. Here’s Why
Wed, 10/29/14 | 6 Comments

Earlier this week, I received a note from my employer’s HR department that open enrollment for 2015 benefit elections had started. I instantly got a little giddy.
Every year, I get geeked out to find out …

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Automatic “Gratuity” Will Soon be a Thing of the Past
October 7, 2013 | 22 Comments
Automatic “Gratuity” Will Soon be a Thing of the Past

You’re out for a nice dinner on a special occasion, then all of a sudden the waiter shows up with a bill. You scan down to the bottom to notice an automatic “gratuity” 18-20% or …

The Obamacare Insurance Exchanges are Open. Now What? Here’s a Simple Guide
October 2, 2013 | 2 Comments
The Obamacare Insurance Exchanges are Open. Now What? Here’s a Simple Guide

Like it or not, the biggest component of the Affordable Care Act (aka Obamacare) – publicly run health insurance exchanges – have arrived.
The exchanges opened yesterday for public open enrollment, for the first time.
So what …

5 Core Values of the Happy, Wealthy, & Wise
October 1, 2013 | 5 Comments
5 Core Values of the Happy, Wealthy, & Wise

There are hundreds, if not thousands of personal finance tactics that can be executed that will leave you better off financially than before you started.
Downsizing your home, bike commuting, cooking your own meals, cutting the …

Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?
September 30, 2013 | 4 Comments
Does it Make Sense to Pay the Obamacare Penalty Tax on the Individual Mandate?

One of the biggest structural components of the Affordable Care Act, aka “Obamacare”, is that it forcefully nudges individuals to have some level of health insurance coverage. This has been referred to as the “individual …

Where to Get Cheap or Free Flu Shots
September 25, 2013 | 49 Comments
Where to Get Cheap or Free Flu Shots

I just got my flu shot yesterday. Unfortunately, it’s a week late, as I came down with something last Friday. The 2014-2015 flu season is back once again and sick days are about to start …

Flexible Spending Account (FSA) Basics
September 24, 2013 | 5 Comments
Flexible Spending Account (FSA) Basics

I’ve gone in to great detail on health savings accounts (HSA’s), but have paid little attention to their cousin, the flexible spending account, aka an FSA  (oddly, the IRS refers to them as “flexible spending …


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