The 17-Item Grocery Challenge: Creating A Low-Cost Food Plan
Tue, 09/9/14 | 16 Comments

The one expense category where my wife and I have not cut back on is food.
The average cost for food, per household, was $6,599 in the last full year of measured data. Despite rarely dining …

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Why Skyrocketing Gas Prices are Good for your Finances
May 26, 2008 | 2 Comments
Why Skyrocketing Gas Prices are Good for your Finances

The Silver Lining to High Fuel Prices
In the past six years, the price of gasoline has risen from $1.31 per gallon to $3.80, a 290% increase. If you drive the average of 12,000 miles a …

Where do I Put all of My Money? A Guide to Asset Allocation
May 24, 2008 | 2 Comments
Where do I Put all of My Money? A Guide to Asset Allocation

Asset Allocation: Net Positive Income – a Good Problem to Have
It’s great to be ‘in the black’ with your net income, simply meaning that more money is coming in than being spent. This is different …

How is a Mutual Fund’s Share Price (NAV) Determined?
May 13, 2008 | 10 Comments
How is a Mutual Fund’s Share Price (NAV) Determined?

How is a Mutual Funds Share Price Determined?
During a lunch recently, ‘Matt’, a colleague, and I were discussing investments and the topic turned to mutual funds. I proceeded to tell him a few funds that …

How to Get out of Debt: Step 2 – Debt Payoff Strategy
May 7, 2008 | 12 Comments
How to Get out of Debt: Step 2 – Debt Payoff Strategy

How to Pay off Debt
Recently, we covered step 1 on how to get out of debt – stopping the bleeding, or preventing the accrual of additional new debt. Preventing added debt is essential when trying …

Clever Ways to Delay Instant Purchase Gratification
April 17, 2008 | 11 Comments
Clever Ways to Delay Instant Purchase Gratification

Consumer Purchases are Driven by Our Emotions
When all it takes to buy something you are interested in is to plug in a number, or swipe with your hand, what’s preventing your emotions from taking over …

How to Get Out of Debt: Step 1 – Stop the Bleeding
April 13, 2008 | 15 Comments
How to Get Out of Debt: Step 1 – Stop the Bleeding

Getting Out of Debt
In a way, 20somethingfinance.com is a solid get out of debt blog – I hate debt, urge readers to increase their personal savings rate as much as possible.
That said, getting out of …


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