Credit Cards Vs. Debit Cards: Why Millennials are Choosing the Wrong One
Mon, 09/15/14 | 34 Comments

According to a Bankrate survey, 63% of millennials do not have a credit card, opting for debit cards or cash instead. This compares to 35% of adults over age 30.
What’s the deal? The survey didn’t …

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10 Ways to Build, Improve, and Maintain your Credit Score
December 3, 2008 | One Comment
10 Ways to Build, Improve, and Maintain your Credit Score

How to Improve your Credit Score
Building, improving, and maintaining your credit score can seem like a daunting task, especially when you’re not particularly sure what the scores consist of. Each of the three major credit …

5 Reasons why Dollar Cost Averaging is Back with a Vengeance
December 1, 2008 | 11 Comments
5 Reasons why Dollar Cost Averaging is Back with a Vengeance

Dollar cost averaging (investing like a robot) has received a bad rap in recent years, and for good reason. For those not investing in low or zero transaction cost accounts such as 401K’s, fees can …

Is your 401k Match Being Cut? This May be your Hint to Find a New Job
November 25, 2008 | 9 Comments
Is your 401k Match Being Cut? This May be your Hint to Find a New Job

401k Match Cuts Becoming Popular
Recently GM, Ford, Frontier Airlines, and some other iconic companies announced that they were suspending matching 401k contributions. I find this to be a disturbing trend that I really hope does …

5 Reasons why Everyone Needs a Traditional IRA
November 21, 2008 | 16 Comments
5 Reasons why Everyone Needs a Traditional IRA

Traditional IRA’s are my favorite investment vehicle. Why? They are highly flexible. If you don’t have one, you should. They are easy to set up and depending on the broker, they are typically free of …

Cost of Living Adjustments May Not Measure Up
November 18, 2008 | 4 Comments
Cost of Living Adjustments May Not Measure Up

What is a Cost of Living Adjustment, or COLA?
A cost of living adjustment, or cost of living allowance, is when an employer adjusts an employee’s salary based on the cost of living index for living …

Should I Buy a New Car or a Used Car?
November 12, 2008 | 11 Comments
Should I Buy a New Car or a Used Car?

Used Vs. New Car Expenses
This is a guest post from Joanne Kwan, who provides sound advice for those facing the used versus new car decision for the first time.
When it comes to buying a car, …


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