Earning More Does Not Cure All
Wed, 06/22/16 | 5 Comments

If you’ve spent any amount of time reading personal finance advice, you’ve surely come across gurus or opinionated individuals with an unwavering faith in the power of income to cure all financial ills.
“Don’t worry about …

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Student Loan Rate Cut Opportunities
July 15, 2009 | 5 Comments
Student Loan Rate Cut Opportunities

Whether you’ve graduated recently or you’re thinking about going back to school, there are some appealing rate cuts that you could take advantage of. This is potentially a great opportunity to strategically slice your interest …

5 Best Ways to Absolutely Destroy your Personal Finances
July 5, 2009 | 13 Comments
5 Best Ways to Absolutely Destroy your Personal Finances

Bad Personal Finances
Most of the advice you’ll find on this blog is geared towards best practices when it comes to your personal finances. Not this one, my friends. Through personal experience and witnessing worst practices …

The Effective Simplicity of Budgeting by Envelopes
June 30, 2009 | 9 Comments
The Effective Simplicity of Budgeting by Envelopes

This is a guest post from Andrea Horn, a personal finance instructor, mom of two boys, and creator of Recession Proof Living.
Want to get out of debt and start building wealth? Then grab some envelopes …

20 Backpacking Tips for Beginners
June 24, 2009 | 13 Comments
20 Backpacking Tips for Beginners

Hopefully, the catchy title sucked you in. We previously covered what backpacking gear to purchase, what food and clothing to bring, and how to properly train for backpacking. All of that stuff is great and …

How to Train & Prepare for your Backpacking Trip
June 18, 2009 | 5 Comments
How to Train & Prepare for your Backpacking Trip

I love backpacking. And as this is a finance AND lifestyle blog, I’ve been covering the basics of backpacking lately. Backpacking can save you money over typical vacations every time you hike, get to experience …

Why you Should Calculate your Real Hourly Wage
June 14, 2009 | 9 Comments
Why you Should Calculate your Real Hourly Wage

How much do you make? $50K a year? OK… how much do you really make? Yeah, your real wage. The answer may surprise you. When looking at the larger personal finance picture, it’s important to …


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