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“The Best Money Blog for Twenty-Somethings.”

~Kiplinger Magazine

My name is G.E. Miller. This is my story… it may sound familiar…

The Dilemma for Young Professionals

You hit the workforce, you work 50-60+ hours a week, and you start making decent income for the first time.  Meanwhile, the smartphone, cable, internet, utility, car, fuel, rent, credit card, student loan, and food expenses keep coming in. What are you left with?

Debt and zero personal savings. You start to feel like you’re spinning your wheels without making any real financial progress. You start to feel like time is passing you by.

Our twenties (and even thirties, forties, and fifties), have turned into the years where we work 60 hours a week and have nothing to show for it. Your dreams of financial independence begin to melt away.

Taking a Stand

After a few years, I wanted something different. I sold our second car to get rid of the payments, sold stuff online, decluttered, cut my phone bill in half, cut my cable bill, I became vegetarian and saved money on groceries, I started biking to work, I cut down on dining out, and stopped trading and started investing.

Here is a full list of products and services that I use to save money. It’s kind of the 20somethingfinance cliff notes… back to the story…

My expenses declined drastically. Meanwhile, My income kept going up. I was driven. I was determined. I started saving over 85% of what I earned – 17 times the average U.S. savings rate of 5%. Suddenly, the future started to look very bright and hopeful.

Today, I occasionally get teased by my peers for using cheap prepaid Net10 ‘dumb’ phones, and I usually end up silent when peers start discussing the latest movie that’s out in the theater or overpriced restaurants in town.

But I’ve never felt like I was making more progress in life.

I have a home, a great wife, a dog named Murdock and two cats. My wife and I home brew, we backpack, we couchsurf, we’re in good health, and guess what? We have zero debt! Trivial things? I don’t think so.

Striving for Financial Freedom

Ultimately, my goal is to achieve complete financial independence and I hope to share that passion with you to inspire you to start getting your own head start on freedom. This isn’t really about twenty-somethings (I kind of regret the name now as I know of retired people who follow the blog), it’s about fighting for the things that truly matter in life.

Join our community to reduce clutter, get out of debt, do work that you’re passionate about, and free yourself from financial stress and helplessness with thousands of others just like you at 20somethingfinance.com.

Let’s get the legal garbage out of the way and have some fun:

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