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	<title>Comments on: Should you Pay for Lifelock when you can Prevent &amp; Monitor Identity Theft for Free?</title>
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	<description>Personal Finance Blog for Young Professionals</description>
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		<title>By: lifelock is a sham</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-11567</link>
		<dc:creator>lifelock is a sham</dc:creator>
		<pubDate>Wed, 19 May 2010 16:19:18 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-11567</guid>
		<description>Lifelock is a sham.  There are people who subscribed to life lock and are suing the company for not protecting their identity. These people identity were destroyed and life lock DIDN&#039;t Protect them.

Don&#039;t believe this crud there want you to pay for.  People lives are destroried and Lifelock keeps asking you for your money no matter how far they mislead you.</description>
		<content:encoded><![CDATA[<p>Lifelock is a sham.  There are people who subscribed to life lock and are suing the company for not protecting their identity. These people identity were destroyed and life lock DIDN&#8217;t Protect them.</p>
<p>Don&#8217;t believe this crud there want you to pay for.  People lives are destroried and Lifelock keeps asking you for your money no matter how far they mislead you.</p>
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		<title>By: David M</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-11201</link>
		<dc:creator>David M</dc:creator>
		<pubDate>Sun, 16 May 2010 00:57:22 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-11201</guid>
		<description>You may not be able to protect yourself if any of these situations might happen. I mean, who do you call when someone holds up a bank( who has your wallet) shoots the banker and in the process drops your wallet. Who do the police look for when they find your wallet on the ground? YOU!!! Who are you gonna call. The Bank is not going to help you with your Identity theft situation!!!

The best answer and need for your situation is The Identity theft shield with Pre-paid legal services inc. Pre-paid legal services and Kroll is the only proven system to provide restorative services.

For more information On Pre-paid legal services visit www.justicforeverybody.com</description>
		<content:encoded><![CDATA[<p>You may not be able to protect yourself if any of these situations might happen. I mean, who do you call when someone holds up a bank( who has your wallet) shoots the banker and in the process drops your wallet. Who do the police look for when they find your wallet on the ground? YOU!!! Who are you gonna call. The Bank is not going to help you with your Identity theft situation!!!</p>
<p>The best answer and need for your situation is The Identity theft shield with Pre-paid legal services inc. Pre-paid legal services and Kroll is the only proven system to provide restorative services.</p>
<p>For more information On Pre-paid legal services visit <a href="http://www.justicforeverybody.com" rel="nofollow">http://www.justicforeverybody.com</a></p>
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		<title>By: tejoria</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-9013</link>
		<dc:creator>tejoria</dc:creator>
		<pubDate>Wed, 10 Mar 2010 01:45:02 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-9013</guid>
		<description>Its amazing how much money those guys make off gullible people.

Yes, Lifelock is a HUGE moneymaking sham. I’ve been in security since the early 90s. I followed these guys since their beginning. initially in one of those “gosh I could have, should have done that”. There are millions of gullible people out there. Lifelock plays on their fears. But offers no value other than what one can do on their own for free with Credit freezes and fraud alerts. But those millions of gullible people add up to huge revenues/profits, much of which gets plowed back into marketing dollars to again play on gullible people’s fears for even more profits.

 the guarantee has a very big caveat. They will only spend “up to a million” to correct the problem if your identity is stolen BECAUSE OF SOME FAILURE OR DEFECT IN THEIR SERVICE. That is not only extremely unlikely, it would be nearly impossible to prove. So what would invoke that? instead of scanning databases and finding your personal data, they send out your personal data? and somehow its proven that it came from lifelock.  Impossible.  That guarantee should be a very obvious sign as to why people should not do business with them. Its one thing to offer a service guarantee, but to sell it as something more than it is, is flat our wrong.

its a game of marketing.  the one with the biggest budget seems to win. Gullible people keep funding that budget, and the sham continues.</description>
		<content:encoded><![CDATA[<p>Its amazing how much money those guys make off gullible people.</p>
<p>Yes, Lifelock is a HUGE moneymaking sham. I’ve been in security since the early 90s. I followed these guys since their beginning. initially in one of those “gosh I could have, should have done that”. There are millions of gullible people out there. Lifelock plays on their fears. But offers no value other than what one can do on their own for free with Credit freezes and fraud alerts. But those millions of gullible people add up to huge revenues/profits, much of which gets plowed back into marketing dollars to again play on gullible people’s fears for even more profits.</p>
<p> the guarantee has a very big caveat. They will only spend “up to a million” to correct the problem if your identity is stolen BECAUSE OF SOME FAILURE OR DEFECT IN THEIR SERVICE. That is not only extremely unlikely, it would be nearly impossible to prove. So what would invoke that? instead of scanning databases and finding your personal data, they send out your personal data? and somehow its proven that it came from lifelock.  Impossible.  That guarantee should be a very obvious sign as to why people should not do business with them. Its one thing to offer a service guarantee, but to sell it as something more than it is, is flat our wrong.</p>
<p>its a game of marketing.  the one with the biggest budget seems to win. Gullible people keep funding that budget, and the sham continues.</p>
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		<title>By: Marcia</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-8984</link>
		<dc:creator>Marcia</dc:creator>
		<pubDate>Tue, 09 Mar 2010 18:45:53 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-8984</guid>
		<description>I have experienced Identity Theft twice... in both cases, they were inside jobs from the credit card company.  The first time was a nightmare... and more hassle than one can imagine... had to go back to every credit card I ever had, even those that we &quot;pac-maned&quot; up by other banks... was advised to cancel bank accounts as well as savings accounts and open new ones... Our local police were great and helped with the process... and thank God, I kept monthly statements for years past.  Knowing what it takes... I am signing up for Lifelock but am still keeping my documentation.  Also make sure you read your statements and follow all charges...No more surprises please!</description>
		<content:encoded><![CDATA[<p>I have experienced Identity Theft twice&#8230; in both cases, they were inside jobs from the credit card company.  The first time was a nightmare&#8230; and more hassle than one can imagine&#8230; had to go back to every credit card I ever had, even those that we &#8220;pac-maned&#8221; up by other banks&#8230; was advised to cancel bank accounts as well as savings accounts and open new ones&#8230; Our local police were great and helped with the process&#8230; and thank God, I kept monthly statements for years past.  Knowing what it takes&#8230; I am signing up for Lifelock but am still keeping my documentation.  Also make sure you read your statements and follow all charges&#8230;No more surprises please!</p>
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		<title>By: Miles</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-5744</link>
		<dc:creator>Miles</dc:creator>
		<pubDate>Wed, 02 Dec 2009 01:53:50 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-5744</guid>
		<description>Here is what I know.  Several years ago my identity was stolen and I when through a year of trying to recover.  It was a mess.   Five years ago I purchased lifelock and have not had anymore issues.   You can say they are misleading, but all I know is the impact they&#039;ve had on me and that is my identity has been totally protected since I&#039;ve joined them.  I have nothing to gain but to tell the truth....Miles in Illinois.</description>
		<content:encoded><![CDATA[<p>Here is what I know.  Several years ago my identity was stolen and I when through a year of trying to recover.  It was a mess.   Five years ago I purchased lifelock and have not had anymore issues.   You can say they are misleading, but all I know is the impact they&#8217;ve had on me and that is my identity has been totally protected since I&#8217;ve joined them.  I have nothing to gain but to tell the truth&#8230;.Miles in Illinois.</p>
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		<title>By: Eric</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-5062</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Thu, 29 Oct 2009 21:20:34 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-5062</guid>
		<description>Two points: First my time is far too valuable to let ten dollars a month keep me from having this service.

Second: In August of 08 my wallet was stolen.  I made one call to LifeLock which was followed up by a return call from them to notify me they had taken care of my credit cards etc:  It worked for me and I&#039;m a statisfied customer.</description>
		<content:encoded><![CDATA[<p>Two points: First my time is far too valuable to let ten dollars a month keep me from having this service.</p>
<p>Second: In August of 08 my wallet was stolen.  I made one call to LifeLock which was followed up by a return call from them to notify me they had taken care of my credit cards etc:  It worked for me and I&#8217;m a statisfied customer.</p>
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		<title>By: Paul</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-4642</link>
		<dc:creator>Paul</dc:creator>
		<pubDate>Tue, 22 Sep 2009 23:16:10 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-4642</guid>
		<description>So, for $120 bucks a year, I can have someone do all this mundane crap for me? What is so bad about this service? There is a lot of things I can do on my own for free or for much less money... however, what is wrong with paying someone else to do it so I can persue the things I am meant to do?

I don&#039;t get the bashing of this company?</description>
		<content:encoded><![CDATA[<p>So, for $120 bucks a year, I can have someone do all this mundane crap for me? What is so bad about this service? There is a lot of things I can do on my own for free or for much less money&#8230; however, what is wrong with paying someone else to do it so I can persue the things I am meant to do?</p>
<p>I don&#8217;t get the bashing of this company?</p>
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		<title>By: Kev</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-3421</link>
		<dc:creator>Kev</dc:creator>
		<pubDate>Fri, 10 Apr 2009 07:37:03 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-3421</guid>
		<description>I have to say I know more than I would like to know about the world of Identity theft.  To date though the most complete work on getting the word out on the epidemic possibilities of Identity theft is the book: The Silent Crime by Michael McCoy.  A must read for anyone who knows the warnings of these posts and want to take responsible possitive steps to protecting themselves from all 5 areas of Identity theft!</description>
		<content:encoded><![CDATA[<p>I have to say I know more than I would like to know about the world of Identity theft.  To date though the most complete work on getting the word out on the epidemic possibilities of Identity theft is the book: The Silent Crime by Michael McCoy.  A must read for anyone who knows the warnings of these posts and want to take responsible possitive steps to protecting themselves from all 5 areas of Identity theft!</p>
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		<title>By: Nik</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-3267</link>
		<dc:creator>Nik</dc:creator>
		<pubDate>Wed, 25 Mar 2009 16:55:15 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-3267</guid>
		<description>Thanks for the post. I was just considering signing up for the annual plan with a 10% discount, but now it looks pretty useless. I&#039;ll spread the word not to sign up.</description>
		<content:encoded><![CDATA[<p>Thanks for the post. I was just considering signing up for the annual plan with a 10% discount, but now it looks pretty useless. I&#8217;ll spread the word not to sign up.</p>
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		<title>By: G.E. Miller</title>
		<link>http://20somethingfinance.com/lifelock-review/comment-page-1/#comment-2798</link>
		<dc:creator>G.E. Miller</dc:creator>
		<pubDate>Thu, 29 Jan 2009 23:44:10 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=97#comment-2798</guid>
		<description>@Amber - I just highlighted all of the steps in this post - did you read it? =)</description>
		<content:encoded><![CDATA[<p>@Amber &#8211; I just highlighted all of the steps in this post &#8211; did you read it? =)</p>
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