Comments on: Should you Pay for Lifelock when you can Prevent & Monitor Identity Theft for Free? A Lifelock Review

By: Ted

Ted — Fri, 11 May 2012 17:52:15 +0000

This notification service does not work. I had the Lifelock service and opened a Firestone credit card and bought a motorcycle through a credit union that I had never used before and never got alerts from them.

By: Jan

Jan — Wed, 18 Apr 2012 22:55:44 +0000

Actually, LifeLock is a scam because they do not encrypt customer data on their computers nor do they use anti-virus or anti-spyware software. Therefore, by signing up for LifeLock you actually may end up becoming a victim of identity theft. Wired has some articles on Lifelock’s shady practices on their website for anyone who wants to read more.

By: Sara

Sara — Wed, 18 Apr 2012 00:13:08 +0000

I have had life lock for almost two years. I got it right after i was mugged and all my personal information was in my wallet at the time. I have had no problems with life lock and in the course of me getting mugged until now nothing has happened or been reported. I recently decided to get rid of life lock because i find that it is not worth the 15$ a month, that is my personal belief but if you want an extra piece of mind then get it, but I dont think its worth the 180$ a year when your banks and local law enforcement can help you( which they helped me before I got life lock).

By: Daniel Kobe

Daniel Kobe — Wed, 04 Apr 2012 07:56:36 +0000

I’m thinking bout really signing up for this. I want to know the negatives things about b this lifelock because as of tommorow I will be a member. Plz comment me back

By: Dawn

Dawn — Fri, 30 Sep 2011 04:28:02 +0000

My house was recently broken into and in the process, mine and my 3 children’s social security cards where stolen as well as birth certificates. What can be done to protect my children from someone using there SS#s? I took the steps needed for myself, but not sure what to do for them.

By: Mark

Mark — Tue, 20 Sep 2011 18:52:35 +0000

Even with a fraud alert put on your file, you can still get credit. Contact one of the 3 companies and explain your situation. They’ll help you out. It will be extra steps involved when applying for credit it, but it’s not like you’re jumping through hoops our anything.

By: Mark

Mark — Wed, 13 Jul 2011 15:34:50 +0000

This post is quite old.

Lifelock can no longer put an “Initial Security Alert” on you. The 3 credit bureaus were so swamped when Lifelock did this, they banned them from doing it any longer.

Lifelock did notify us that this portion of their service had ended in the fine print of an email, but it was buried so far down in the email that I’m sure 99% of the customers were unaware.

I was (and still am) a member of lifelock when my wife’s identity was stolen. Lifelock did help clear up the mess, but had the initial security alert been in place, as it was when I first joined the service, the identity theft would not have happened.

You can do it yourself though. It has no negative affect on you credit. I’ve been doing it for the last 6 quarters.

By: MelD

MelD — Thu, 02 Jun 2011 21:54:22 +0000

I had my Identity stolen and Citibank was very helpful in sending me all of the required paper work to advise the three credit companies, to place a fraud alert on my credit file, and any other steps necessary to clean up the theft. But I find that I can no longer get credit. Even though I have never defaulted on credit and have always had a clean history, and i completely own my home outright, every time i apply for a credit card I’m denied. I finally was able to get at $2000 line of credit from the bank where I have a checking account (but was denied a credit increase.) I feel humiliated, frustrated, and I feel like all my years of doing things the right way was all for nothing. I’m 52 years old and feel as if I’m starting from scratch. Any advice out there?

By: Marjorie

Marjorie — Mon, 11 Apr 2011 19:41:52 +0000

Great article, I’m going to try to do this all on my own. I was wondering though, will adding a fraud alert through Experian have any negative affect on my credit report? Does it make it seem like you fear someone has already compromised your ID? I like the idea of proactively going in and having creditors confirm your identity before extending credit in my name, but only if it doesn’t make me look risky or anything.

By: Michael

Michael — Tue, 19 Oct 2010 23:40:47 +0000

I tried LifeLock for about 4-5 months. In that time I opened up two new credit cards and no one from LifeLock emailed me or contacted me in any way. I got both cards with no hassle. I have no idea if Lifelock was watching anything happening or not. If they showed me all activity occurring with my name and personal info, then I would find that valuable. I just don’t trust they are doing anything for me.