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	<title>Comments on: How to Get Out of Debt: Step 1 &#8211; Stop the Bleeding</title>
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	<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/</link>
	<description>Personal Finance Blog for Young Professionals</description>
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		<title>By: BigDumbDebt.com</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-24626</link>
		<dc:creator>BigDumbDebt.com</dc:creator>
		<pubDate>Thu, 15 Sep 2011 14:54:28 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-24626</guid>
		<description>Hey there, Great budgeting tools! I wish I was as wise as you seem to be when I was in my 20&#039;s...  I was still having a great old time racking-up debt lol.  It feels good to be done with that now!



</description>
		<content:encoded><![CDATA[<p>Hey there, Great budgeting tools! I wish I was as wise as you seem to be when I was in my 20&#8242;s&#8230;  I was still having a great old time racking-up debt lol.  It feels good to be done with that now!</p>
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		<title>By: Pete Loans</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-5351</link>
		<dc:creator>Pete Loans</dc:creator>
		<pubDate>Tue, 10 Nov 2009 19:06:18 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-5351</guid>
		<description>The very first thing to do to stop collecting debts is to control one&#039;s self. People have this tendency to buy things which they don&#039;t actually need. and by using credit cards, it can be accessed easily. They don&#039;t seem to realize that they are actually &quot;collecting&quot; things which are not that important. and this leads to the collection of debts. 
This article is very helpful I hope someone would put the psychological aspect of gaining debt. :)</description>
		<content:encoded><![CDATA[<p>The very first thing to do to stop collecting debts is to control one&#8217;s self. People have this tendency to buy things which they don&#8217;t actually need. and by using credit cards, it can be accessed easily. They don&#8217;t seem to realize that they are actually &#8220;collecting&#8221; things which are not that important. and this leads to the collection of debts.<br />
This article is very helpful I hope someone would put the psychological aspect of gaining debt. <img src='http://20somethingfinance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Write Off Credit Card Debt</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-4544</link>
		<dc:creator>Write Off Credit Card Debt</dc:creator>
		<pubDate>Fri, 11 Sep 2009 16:41:19 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-4544</guid>
		<description>I dont like the term &#039;good debt&#039;. I dont think there is such thing as a &#039;good debt&#039;. How can any debt be a good thing?</description>
		<content:encoded><![CDATA[<p>I dont like the term &#8216;good debt&#8217;. I dont think there is such thing as a &#8216;good debt&#8217;. How can any debt be a good thing?</p>
]]></content:encoded>
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		<title>By: Trust Deed</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-4543</link>
		<dc:creator>Trust Deed</dc:creator>
		<pubDate>Fri, 11 Sep 2009 16:38:29 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-4543</guid>
		<description>Cash flow is vital is this climate. Everyone is struggling at the moment to keep their heads above water.</description>
		<content:encoded><![CDATA[<p>Cash flow is vital is this climate. Everyone is struggling at the moment to keep their heads above water.</p>
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		<title>By: Thomas</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-4461</link>
		<dc:creator>Thomas</dc:creator>
		<pubDate>Mon, 31 Aug 2009 05:04:57 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-4461</guid>
		<description>This is definitely the effected way. If we stop to spend our money on the non-use items. We will have a good cash flow every month.</description>
		<content:encoded><![CDATA[<p>This is definitely the effected way. If we stop to spend our money on the non-use items. We will have a good cash flow every month.</p>
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		<title>By: negotiating credit card debt</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-4072</link>
		<dc:creator>negotiating credit card debt</dc:creator>
		<pubDate>Fri, 03 Jul 2009 04:56:06 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-4072</guid>
		<description>I read the advice to literally freeze your credit cards - put them in a glass of water in the freezer. Then when you want to use, are easily accessible</description>
		<content:encoded><![CDATA[<p>I read the advice to literally freeze your credit cards &#8211; put them in a glass of water in the freezer. Then when you want to use, are easily accessible</p>
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		<title>By: Neil</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-3588</link>
		<dc:creator>Neil</dc:creator>
		<pubDate>Sat, 02 May 2009 22:44:35 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-3588</guid>
		<description>Hi

Great post.  It&#039;s so true that until you get your budget worked out it&#039;s pointless trying to sort out your debt problems.  So many posts on debt miss out this important fact.

Neil</description>
		<content:encoded><![CDATA[<p>Hi</p>
<p>Great post.  It&#8217;s so true that until you get your budget worked out it&#8217;s pointless trying to sort out your debt problems.  So many posts on debt miss out this important fact.</p>
<p>Neil</p>
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		<title>By: Debt Blog</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-3253</link>
		<dc:creator>Debt Blog</dc:creator>
		<pubDate>Mon, 23 Mar 2009 20:30:31 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-3253</guid>
		<description>There was a time not long ago that most people had no debt other than maybe a mortgage. It is time to get back to those days.</description>
		<content:encoded><![CDATA[<p>There was a time not long ago that most people had no debt other than maybe a mortgage. It is time to get back to those days.</p>
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		<title>By: Personal Debt Coach</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-2908</link>
		<dc:creator>Personal Debt Coach</dc:creator>
		<pubDate>Mon, 09 Feb 2009 22:58:58 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-2908</guid>
		<description>I really hate the phrase good debt and bad debt.  ALL debt is bad.  Some is certainly less damaging; but why cant we just all agree that cash is better?  The phrase &quot;good debt&quot; comes from the Rich Dad Poor Dad book.  Anyway, its just one of my things...good post though!!</description>
		<content:encoded><![CDATA[<p>I really hate the phrase good debt and bad debt.  ALL debt is bad.  Some is certainly less damaging; but why cant we just all agree that cash is better?  The phrase &#8220;good debt&#8221; comes from the Rich Dad Poor Dad book.  Anyway, its just one of my things&#8230;good post though!!</p>
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		<title>By: Joseph Ross</title>
		<link>http://20somethingfinance.com/how-to-get-out-of-debt-step-1-stop-the-bleeding/comment-page-1/#comment-1870</link>
		<dc:creator>Joseph Ross</dc:creator>
		<pubDate>Tue, 30 Dec 2008 05:23:14 +0000</pubDate>
		<guid isPermaLink="false">http://20somethingfinance.com/?p=110#comment-1870</guid>
		<description>Yes everyone can use some good information like yours, on how to become debt free in these bad times. I think the more information that you have on the subject of getting your financial life back on track the better off you will be. I came across a website that I think everyone who is looking for solutions to their budget problems will find this website very helpful. It will give you a lot of needed financial solutions.</description>
		<content:encoded><![CDATA[<p>Yes everyone can use some good information like yours, on how to become debt free in these bad times. I think the more information that you have on the subject of getting your financial life back on track the better off you will be. I came across a website that I think everyone who is looking for solutions to their budget problems will find this website very helpful. It will give you a lot of needed financial solutions.</p>
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